CENTURY 21 Edge
$550,0003 bd2 ba1,593 sqft$345 /sqft$4,176 /mo all-in ↓

3160 CHAMBLEE LANE, CLEARWATER, FL, 33759

Active2 days on marketListed Sep 18, 2026MLS #TB8548938

Single Family ResidenceBORDEAUX ESTATES

Come see it

Upcoming open house

Sun, Sep 20

12:00 PM – 2:00 PM

About this home

3160 CHAMBLEE LANE

Enjoy an updated home in a convenient Clearwater location, just a few minutes from Downtown Safety Harbor. This 3-bedroom, 2-bath home with a 2-car garage offers just under 1,600 square feet with a functional floor plan and several recent improvements. The kitchen was updated within the last two years and features shaker-style cabinetry, quartz countertops, and a clean, modern finish. Engineered hardwood flooring runs throughout the home, creating a consistent look from room to room. An enclosed lanai provides additional space for relaxing, dining, or entertaining and leads to a new paver patio in the backyard. Major updates include a high-end HVAC system installed in April 2026, a newer water heater, and hurricane-rated windows, adding efficiency and peace of mind. One of the highlights is the home's proximity to Downtown Safety Harbor, just a few minutes away. Enjoy Main Street's restaurants, boutique shops, breweries, live music, and year-round events. The Safety Harbor Marina and Safety Harbor Resort and Spa are also nearby. For outdoor recreation, Del Oro Park is just steps from the home and offers pickleball courts, a playground, and basketball courts. Cooper's Bayou Park is also nearby with fishing, walking trails, an exercise course, and a kayak and canoe launch. With Clearwater Beach approximately 7 miles away and convenient access to Tampa and St. Petersburg, this home offers a central location for enjoying everything the Tampa Bay area has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,593

Sqft

0.19 ac

Lot size

2

Garage

1979

Year built

One

Levels

$345

Per sqft

Fireplace

Inside

FlooringEngineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ParkingDriveway · Garage Faces Side
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2025)$6,422/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,176 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$535
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,176/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$535
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$422KedgeAI estimate $509,041 · range $440K$567K$589K

vs edgeAI estimate

+8%

$/sqft vs Clearwater actives

$345 vs $224

Days on market

2 vs 53 typical

Where $345/sqft sits among the 400 Clearwater actives

176
125
53 · this home
12
10
24
$119–213$213–307$307–401$401–495$495–589$589+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Drive times from this address

Tampa Int’l Airport (TPA)20 min
Downtown Tampa24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33759 — neighborhood snapshot

Population

17,647

Median age

45.5

Median income

$63,804

Median home value

$295,000

Avg household

2.23

Households w/ children

1,632

For the school run

Pinellas County School District

ElementaryEisenhower Elementary School★★★★★
MiddleSafety Harbor Middle School★★★★★
HighCountryside High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$328K$336K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

249 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 216% above the CLEARWATER 33759 median. See the full Clearwater market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $550,000 · 2 days on market since
1979Built · BORDEAUX ESTATES

Reality check

What actually sold near 3160 CHAMBLEE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3113 CHAMBLEE LANESold · Nov ’25

$485,000

3113 CHAMBLEE LANE · same community

3 bd · 2 ba · 1,553 sqft · $312/sqft · 91 DOM

2506 BORDEAUX WAYSold · Apr ’26

$438,000

2506 BORDEAUX WAY · same community

3 bd · 2 ba · 1,480 sqft · $296/sqft · 2 DOM

3162 BORDEAUX LANESold · Aug ’26

$465,000

3162 BORDEAUX LANE · same community

3 bd · 2 ba · 1,802 sqft · $258/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3160 CHAMBLEE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3160 CHAMBLEE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3160 CHAMBLEE LANE FAQs

What would the monthly payment be for 3160 CHAMBLEE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,176/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3160 CHAMBLEE LANE?+

The most recent tax bill on record (2025) was $6,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $550,000, this home is listed about 97% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3160 CHAMBLEE LANE?+

Eisenhower Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Julie Kelsey. MLS #TB8548938.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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