
8834 108TH LANE, SEMINOLE, FL, 33772
Active2 days on marketListed Sep 18, 2026MLS #TB8548989
About this home
8834 108TH LANE
There’s move-in ready, and then there’s THIS. Welcome to 8834 108th Lane, a beautifully reimagined 3-bedroom home in the heart of Seminole where the projects have already been handled and all that’s left to do is unpack and enjoy. From the moment you arrive, the warm boho coastal design feels fresh, relaxed and unmistakably Florida, but the real beauty of this home goes far beyond what you can see. Nearly every detail has been thoughtfully updated, including a NEW ROOF, NEW 2.5-ton HVAC, new impact-rated garage door and exterior doors, double-pane Energy Star windows, tankless water heater, LifeProof flooring with matching wood look porcelain tile in the wet areas + so much more. Inside, tall ceilings and an abundance of natural light create an airy feel, while the custom entertainment wall with electric fireplace and 65-inch Samsung 4K TV makes the living space feel instantly inviting. The kitchen is every bit as beautiful as it is functional, featuring quartz countertops, solid wood cabinetry with upper and under-cabinet lighting, natural stone backsplash, pot filler, dual-zone wine and beverage cooler, custom natural wood display cabinetry and all new Samsung stainless steel appliances, including refrigerator, induction range, and dishwasher. The main bathroom feels like a retreat with a gorgeous floating vanity and backlit anti-fog mirror, while the half bath offers an unexpected bonus with a full shower, adding flexibility for busy mornings, overnight guests and everyday life. There’s even an interior air-conditioned laundry room, keeping one more daily task conveniently inside. Step outside and imagine slow weekend mornings on the covered patio, evenings in your privacy-fenced backyard and a home that gives you more time to actually enjoy where you live instead of spending your weekends tackling repairs. Beautiful landscaping, epoxy-finished garage floor and a wraparound side walkway add even more ease to everyday living. And when you want to venture out, you’re centrally located in Seminole in a NON-Flood zone, with shopping, dining, parks and the Gulf beaches all within easy reach. Best of all, the seller has taken extra steps to help make your purchase feel as comfortable as the home itself. A pre-listing inspection has already been completed, a recent 4-point inspection and wind mitigation report are available, and the seller is including a HOME WARRANTY for the new owner. Beautifully finished, extensively updated and designed for the buyer who would rather spend their first weekend making memories than making a repair list! This is the kind of home you can settle into from day one. Come see what move-in ready is supposed to feel like. Make your appointment today!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,221
Sqft
0.16 ac
Lot size
1
Garage
1960
Year built
One
Levels
$328
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,772 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,772/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs Seminole actives
$328 vs $253
Days on market
2 vs 45 typical
Where $328/sqft sits among the 308 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Ridge Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Bay Ridge Estates — neighborhood snapshot
Population
453
Median age
42
Median income
$90,074
Median home value
$269,000
Avg household
2
Households w/ children
29%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
160 of 308
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 8834 108TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$240,000
8834 108TH LANE · same community
2 bd · 1.5 ba · 1,144 sqft · $210/sqft · 80 DOM
Sold · Sep ’26$320,000
8835 109TH STREET · same community
2 bd · 1.5 ba · 1,094 sqft · $293/sqft · 2 DOM
Sold · Jul ’26$336,000
11465 69TH AVENUE
2 bd · 1 ba · 1,200 sqft · $280/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 8834 108TH LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8834 108TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8834 108TH LANE FAQs
What would the monthly payment be for 8834 108TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,772/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8834 108TH LANE?+
The most recent tax bill on record (2025) was $974. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8834 108TH LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $399,900, this home is listed about 3% above the Seminole median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8834 108TH LANE?+
Osceola Middle School (middle), Seminole Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 60% above the SEMINOLE 33772 median.
02Fresh on the market
Only 2 days on market in a Seminole market that averages 45 — if it fits, move quickly.
03Strong assigned schools
Osceola Middle School, Seminole Elementary School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Mindy Smith, PA. MLS #TB8548989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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