CENTURY 21 Edge
$425,0003 bd2 ba1,500 sqft$283 /sqft$2,984 /mo all-in ↓

7812 2ND AVENUE NW, BRADENTON, FL, 34209

Active4 days on marketListed Sep 16, 2026MLS #TB8549020

Fully furnishedSingle Family ResidenceSHORELANDS

About this home

7812 2ND AVENUE NW

Location, space, and opportunity come together in this Northwest Bradenton home, offering a bright and inviting interior with plenty of room to make it your own. This 3-bedroom, 2-bath home offers approximately 1,500 square feet of living space, a desirable split floor plan, 2-car garage, and large backyard. Inside, skylights bring in an abundance of natural light, adding to the bright, open feel of the living spaces. The galley-style kitchen features Corian countertops and stainless steel appliances and opens conveniently to the main living areas. The split floor plan offers privacy and functionality, with the spacious primary suite situated on one side of the home, complete with an en-suite bathroom and large walk-in closet. On the opposite side, you'll find two additional bedrooms and a guest bathroom featuring a walk-in shower—a great setup for family, guests, or a home office. Improvement and features include a 2022 ROOF, 2019 WATER HEATER & WHOLE-HOUSE WATER SOFTENER SYSTEM. This has been a well-loved home, and with some thoughtful updates and personal touches, it offers a wonderful opportunity for its next owner to make it their own. Step outside to the large backyard, with plenty of space for entertaining, gardening, pets, or creating your own Florida outdoor retreat. A storage shed provides additional room for bikes, beach gear, tools, and more. The location is a standout! Situated in a NON-FLOOD ZONE, with shopping and everyday conveniences nearby and within walking distance of the home. Enjoy convenient access to the beautiful Gulf beaches of Anna Maria Island, Bradenton Beach, and Coquina Beach, along with Robinson Preserve and De Soto National Memorial for kayaking, walking trails, and outdoor adventures. Downtown Bradenton, the Riverwalk, dining, and entertainment are also within easy reach. Whether you're looking for a primary residence, Florida getaway, or a property with potential for short-term rental/Airbnb use, this Northwest Bradenton home offers space, convenience, location, and plenty of possibilities. Bring your vision and make it yours! Short-term rental use is subject to applicable local regulations and approvals.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,500

Sqft

0.23 ac

Lot size

2

Garage

1977

Year built

One

Levels

$283

Per sqft

Furnished

Inside

FlooringCarpet · Ceramic Tile · Linoleum
AppliancesDishwasher · Range · Refrigerator
InteriorSkylight(s) · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorSliding Doors

Community & fees

Taxes (2025)$1,611/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,984 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$134
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$2,984/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$134
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$381KedgeAI estimate $421,661 · range $396K$432K$449K

vs edgeAI estimate

+0.8%

$/sqft vs Bradenton actives

$283 vs $241

Days on market

4 vs 56 typical

Where $283/sqft sits among the 400 Bradenton actives

123
117
76 · this home
40
18
26
$130–194$194–259$259–323$323–387$387–452$452+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Shorelands

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Shorelands — neighborhood snapshot

Population

318

Median age

35

Median income

$76,125

Median home value

$451,000

Avg household

3

Households w/ children

21%

For the school run

Manatee County School District

MiddleMartha B. King Middle School★★★★★
ElementaryIda M. Stewart Elementary School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

254 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $425,000 · 4 days on market since
1977Built · SHORELANDS

Reality check

What actually sold near 7812 2ND AVENUE NW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7511 1ST AVENUE WSold · Jul ’26

$499,000

7511 1ST AVENUE W · same community

3 bd · 2 ba · 1,494 sqft · $334/sqft · 4 DOM

208 77TH STREET WSold · Nov ’25

$859,000

208 77TH STREET W · same community

5 bd · 4 ba · 3,256 sqft · $264/sqft · 6 DOM

7205 COSTA BELLA DRIVESold · Jul ’26

$509,000

7205 COSTA BELLA DRIVE

2 bd · 2 ba · 1,525 sqft · $334/sqft · 108 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 7812 2ND AVENUE NW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7812 2ND AVENUE NW — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7812 2ND AVENUE NW FAQs

What would the monthly payment be for 7812 2ND AVENUE NW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,984/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7812 2ND AVENUE NW?+

The most recent tax bill on record (2025) was $1,611. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $425,000, this home is listed about 9% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7812 2ND AVENUE NW?+

Martha B. King Middle School (middle), Ida M. Stewart Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$425,000 runs 47% above the BRADENTON 34209 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Fresh on the market

Only 4 days on market in a Bradenton market that averages 56 — if it fits, move quickly.

04Strong assigned schools

Martha B. King Middle School, Ida M. Stewart Elementary School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of THE KEYES COMPANY - SARASOTA · Heather Harris, LLC. MLS #TB8549020.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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