18144 FRAME BEND, LAND O LAKES, FL, 34638
Active7 days on marketListed Sep 16, 2026MLS #TB8549160
About this home
18144 FRAME BEND
Welcome home to the perfect blend of contemporary comfort and community lifestyle. Located on a rare, premium, conservation lot, with a spacious layout, luxury finishes, and ample amenities. This home offers serene preserve views, low-maintenance living, with easy access to the amazing amenities of Bexley and all of the Tampa Bay attractions. Ideal for growing families or professionals seeking convenience and style in a vibrant, activity rich neighborhood. Located just a short walk to Bexley Elementary on a quiet street with very little traffic. This open floor plan home offers 5 bedrooms with 3 full bathrooms, 1 half bathroom and a 2 car garage. Recent updates to the home include new wood look tile flooring throughout the main floor May 2026, extended driveway width, new dishwasher July 2026. As you enter you're greeted in the elegant foyer that leads you to the great room, open to the kitchen and dining room. Perfect for family living and entertaining. The kitchen features gorgeous cabinets, quartz counters with a huge island / breakfast bar, natural gas range, reverse osmosis water filtration under kitchen sink, stainless steel appliances and a custom range hood. The kitchen also offers a pantry and plenty of cabinet space for storage. Sliding doors will lead you from the great room to the screened lanai with views of the pond and conservation area where you can enjoy your morning coffee and evening beverage while observing the tranquility of nature. The first floor also offers a bedroom that can be used as an office or playroom. Leading to the second floor you will love the gorgeous wrought iron railings that add to the elegance of this home. On the second floor you have a beautiful primary suite that also overlooks the preserve. The primary en-suite bathroom features a dual sink vanity with quartz counter and lovely cabinetry, a walk in shower and garden tub. The second bedroom also includes and en-suite bathroom. The 3rd and fourth bedrooms have a shared bathroom. For ultimate convenience, the laundry room is on the second floor with the bedrooms. The garage is extended by 4' when built for extra space for storage and larger vehicles. The home is also equipped with a water softener system. This home is located just .06 mile from Bexley Elementary School and a short drive to shopping, dining, the Veterans Expressway, with an easy commute to Tampa International Airport and the Gulf Coast beaches. Residents of Bexley enjoy resort-style amenities, including a clubhouse with Twisted Sprocket Café, two resort-style pools, a lap pool, mini water park, state-of-the-art fitness center, game room, dog parks, a BMX park, fire pit, playgrounds, and walking & biking trails. This move-in ready home offers a rare blend of luxury, convenience, and tranquility. This home is a must see to appreciate all that it has to offer.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,470
Sqft
0.11 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,314 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,314/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs Land O Lakes actives
$238 vs $205
Days on market
7 vs 43 typical
Where $238/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bexley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Bexley — neighborhood snapshot
Population
3,771
Median age
39
Median income
$109,441
Median home value
$408,921
Avg household
2
Households w/ children
429
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $414K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
245 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 18144 FRAME BEND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$376,200
3109 CHESSINGTON DRIVE
4 bd · 3 ba · 2,482 sqft · $152/sqft · 79 DOM
Sold · Sep ’26$449,900
18318 HOLLAND HOUSE LOOP
4 bd · 2.5 ba · 2,441 sqft · $184/sqft · 11 DOM
Sold · Jul ’26$405,000
18021 ATHERSTONE TRAIL
4 bd · 2.5 ba · 2,441 sqft · $166/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18144 FRAME BEND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18144 FRAME BEND — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18144 FRAME BEND FAQs
What would the monthly payment be for 18144 FRAME BEND?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,314/mo — principal and interest, the actual property-tax bill, the $77/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18144 FRAME BEND?+
The association fee works out to $77 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18144 FRAME BEND?+
The most recent tax bill on record (2025) was $8,133. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18144 FRAME BEND?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $589,000, this home is listed about 40% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 18144 FRAME BEND?+
Charles S. Rushe Middle School (middle), Sunlake High School (high), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$589,000 runs 61% above the LAND O LAKES 34638 median — but at 2,470 sqft it's also 21% larger than the typical Land O Lakes listing.
02Fresh on the market
Only 7 days on market in a Land O Lakes market that averages 43 — if it fits, move quickly.
03Strong assigned schools
Charles S. Rushe Middle School, Sunlake High School, Oakstead Elementary School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Paul Radtke. MLS #TB8549160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Land O Lakes homes, in your inbox
Like 18144 FRAME BEND but not quite? A daily digest of every new listing in Land O Lakes — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jillian to ping you on any price or status change →