316 S INDIANA AVENUE, CRYSTAL BEACH, FL, 34681
Active2 days on marketListed Sep 19, 2026MLS #TB8549189
About this home
316 S INDIANA AVENUE
Welcome home to your brand-new treetop retreat in beautiful Crystal Beach! We invite you to explore this serene home, filled with abundant natural light and high-end upgrades. Crystal Beach is a vibrant, dog and golf-cart-friendly seaside community. Residents enjoy a private pier with spectacular sunsets, gazebo concerts, food truck dinners, art shows, an annual car show, and a 20-year Easter egg hunt tradition. We also host a festive Christmas parade featuring over 100 decorated golf carts. We are thrilled to welcome you to the neighborhood!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,326
Sqft
0.13 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$587
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,957 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,957/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+71.6%
$/sqft vs CRYSTAL BEACH REV
$587 vs $390
Days on market
2 vs 73 typical
Where $587/sqft sits among the 13 homes for sale in CRYSTAL BEACH REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
Crystal Beach — neighborhood snapshot
Population
1,092
Median age
55
Median income
$77,834
Median home value
$135,982
Avg household
2
Households w/ children
70%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $450K
Crystal Beach median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
12 of 13
CRYSTAL BEACH REV have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 316 S INDIANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$503,000
350 KENTUCKY AVENUE · same community
3 bd · 2 ba · 1,331 sqft · $378/sqft · 14 DOM
Sold · Mar ’26$500,000
104 S MAYO STREET · same community
2 bd · 2 ba · 1,320 sqft · $379/sqft · 128 DOM
Sold · Jul ’26$450,000
550 ONTARIO AVENUE · same community
3 bd · 2 ba · 1,320 sqft · $341/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 316 S INDIANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 316 S INDIANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
316 S INDIANA AVENUE FAQs
What would the monthly payment be for 316 S INDIANA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,957/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 316 S INDIANA AVENUE?+
The most recent tax bill on record (2025) was $3,613. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal Beach?+
At $779,000, this home is listed about 8% below the Crystal Beach median of $842,450. The market section on this page shows how the area is trending.
Which schools are assigned to 316 S INDIANA AVENUE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Lynn Weltjen. MLS #TB8549189.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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