1625 58TH TERRACE S UNIT 1, ST PETERSBURG, FL, 33712
Active6 days on marketListed Sep 16, 2026MLS #TB8549203
About this home
1625 58TH TERRACE S UNIT 1
Are you looking for an affordable way to start home ownership? Do you travel a lot or a Snowbird? Ready to downsize, want a great location and welcoming community with less maintenance. Going to college in St Petersburg area and want to start building equity instead of shelling out tons of rent?............ This 2 bed/1 1/2 bath townhome in the fully gated Whisper Wood Townhomes community, St Petersburg, FL is an amazing and unique opportunity waiting for you. One of the things that makes this a fun community is the mixed generations enjoying and sharing life. There is a community room, pool, sauna and mailroom, with lots of guest parking available............ This townhome has an updated kitchen (2021) with a Butcher Block Countertop. Living Room has new tile flooring (2026) Upstairs bathroom updated in 2020. The upstairs flooring would really love a makeover. There is plenty of storage and a stackable washer & dryer............ Your fenced back patio gives you an outdoor space to relax, be a bit creative and enjoy your neighbors. This home is nicely elevated and has never experienced any flooding or water intrusion. You can walk out your door and be gone for long periods of time and not have to worry............. The advantages of this location are a best kept local secret. You are across the street from Lake Vista Park which is a full on park and recreation campus. This park is a gem with its walking and nature trails, a community pool, dog park, playground, tennis, pickleball & basketball courts, street-style skatepark, outdoor fitness area, athletic fields, picnic areas and a recreation center—all surrounding a scenic lake with a pavilions and picnic areas............. That’s just the beginning. Boyd Hill Nature Preserve with its nature trails is a mile away. You're approximately 5 miles from our world class Gulf beaches and about 5 miles from the restaurants, museums, music, art & culture of vibrant downtown St. Pete. Everyday convenience is close, too, with shopping centers less than a mile away, Publix, Sprouts to name a few. If you are a commuter or love weekend road trips, the Sunshine Skyway Bridge and I-275 are approximately a mile away, providing an easy connection to Bradenton, Sarasota, Tampa and beyond............ Be sure to schedule your showing today and ask for a copy of our detailed “Property Info Book.”.............
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,195
Sqft
0 ac
Lot size
1979
Year built
Two
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,800 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,800/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$138 vs $305
Days on market
6 vs 57 typical
Where $138/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greater Pinellas Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Greater Pinellas Point — neighborhood snapshot
Population
17,370
Median age
45
Median income
$64,146
Median home value
$299,751
Avg household
2
Households w/ children
1,896
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
259 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the ST PETERSBURG 33712 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1625 58TH TERRACE S UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$120,000
1610 58TH AVENUE S UNIT 7 · same community
2 bd · 1.5 ba · 1,215 sqft · $99/sqft · 11 DOM
Sold · Feb ’26$165,000
1655 58TH TERRACE S UNIT 7 · same community
2 bd · 1.5 ba · 1,215 sqft · $136/sqft · 317 DOM
Sold · Jul ’26$190,000
1655 58TH TERRACE S UNIT 3 · same community
3 bd · 2.5 ba · 1,300 sqft · $146/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1625 58TH TERRACE S UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1625 58TH TERRACE S UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1625 58TH TERRACE S UNIT 1 FAQs
What would the monthly payment be for 1625 58TH TERRACE S UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,800/mo — principal and interest, the actual property-tax bill, the $581/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1625 58TH TERRACE S UNIT 1?+
The association fee works out to $581 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1625 58TH TERRACE S UNIT 1?+
The most recent tax bill on record (2025) was $185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1625 58TH TERRACE S UNIT 1?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $164,900, this home is listed about 62% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1625 58TH TERRACE S UNIT 1?+
Maximo Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33712 market on paper
$164,900 is 45% below the ST PETERSBURG 33712 median of $299,900, and at $138/sqft it sits under the St Petersburg average of $377.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $581/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 6 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Laura Marie. MLS #TB8549203.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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