CENTURY 21 Edge
$549,9004 bd3 ba1,470 sqft$374 /sqft$4,000 /mo all-in ↓

2714 MARY SUE STREET SW, LARGO, FL, 33774

Active4 days on marketListed Sep 16, 2026MLS #TB8549216

Single Family ResidenceWILCOX MANOR

About this home

2714 MARY SUE STREET SW

A truly rare opportunity to own directly on a serene 40-acre park, this professionally renovated home features a sizable, self-contained guest suite with its own private entrance — all in a Largo non-flood zone that stayed high and dry through the 2024 storms. The location is 8 minutes to Indian Rocks Beach, moments from St. Pete and Clearwater Beach, and 30 minutes to Tampa Airport. Offering a 1,470-square-foot interior living space with 4 bedrooms and 3 bathrooms, expanded by an almost 300 sq ft patio overlooking the park, the home delivers ultimate versatility. It functions beautifully as a cohesive single-family residence with smart interior access, or you can maximize your investment by locking off the self-contained wing to create an autonomous "semi-attached ADU." Thoughtfully built for private multi-generational living or immediate rental income, this independent 300 sq. ft. space features a private exterior entrance and the option to easily add a small fence for complete outdoor privacy. Inside, the space is fully self-contained, boasting its own private bathroom and a well-equipped kitchenette that offers an entertainment bar, ample counter space, rich cabinet storage, dedicated room for a refrigerator, and adjacent shelving perfect for practical storage or display. The home delivers ultimate versatility: live in the main house while the private lock-off wing offsets your mortgage, run it as a permitted short-term vacation rental, or use the space seamlessly for multi-generational living. Every interior detail reflects no-expense-spared luxury and impeccable taste. With no LVP here, the home is upgraded throughout with far more durable, practical, and premium 15x30 Riverstone Ivory porcelain tile in a soft coastal beige, beautifully paired with woven rope-style lighting. The open kitchen includes an entertainment bar, sparkling quartz counters with a seamless matching backsplash, modern Nano Green European cabinets, and a sleek, backless slide-in GE stove. A premium GE stainless steel appliance package featuring smudge-proof technology is anchored by a massive 36-inch, full-depth French door refrigerator. Primary bathrooms boast European Dynasty Blue vanities, while an additional bath features a clean vanity accented by cohesive Champagne bronze fixtures. Providing total peace of mind, the entire home features double-layer weather protection with new PGT hurricane impact windows and custom aluminum shutters. Look through the dining room's PGT sliding doors to watch the spacious patio and backyard of your 6,500+ square-foot property merge into the Southwest Recreation Complex. Set in a remarkably serene and tranquil environment with a substantial natural buffer from the park's activity centers, the home and yard provides complete seclusion and privacy—enjoying the vast green views with zero foot-traffic interruption. Yet, stepping right through your back gate grants instant access to tennis courts, a fitness center, an Olympic pool, basketball, and baseball fields. Brand-new PVC side fencing completes the secure perimeter, while major infrastructure upgrades—including a new 200-amp electrical panel and ultra-durable paint finishes — ensure long-term durability. Whether you want a high-performing income property, a multi-generational compound, or a turnkey residence, all the heavy lifting is done. Just add furniture to start generating income or living the ultimate Florida lifestyle immediately.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,470

Sqft

0.15 ac

Lot size

1978

Year built

One

Levels

$374

Per sqft

Park/Greenbelt & Pool & Tennis Court view

Inside

FlooringCeramic Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Stone Counters · Thermostat
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPark/Greenbelt · Pool · Tennis Court
FacesEast
ExteriorHurricane Shutters · Sidewalk

Community & fees

Taxes (2025)$4,316/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,000 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$360
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,247
Interest rate6.00%
Loan term

Estimated payment

$4,000/mo

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$360
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$394KedgeAI estimate $434,379 · range $410K$444K$572K

vs edgeAI estimate

+26.6%

$/sqft vs Largo actives

$374 vs $222

Days on market

4 vs 54 typical

Where $374/sqft sits among the 400 Largo actives

111
86
78
43
44 · this home
38
$113–166$166–219$219–272$272–325$325–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33774 — neighborhood snapshot

Population

20,018

Median age

49.1

Median income

$76,769

Median home value

$315,200

Avg household

2.38

Households w/ children

1,963

For the school run

Pinellas County School District

ElementaryAnona Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighLargo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

216 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 156% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $549,900 · 4 days on market since
1978Built · WILCOX MANOR

Reality check

What actually sold near 2714 MARY SUE STREET SW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2809 FULTON STREET SWSold · Dec ’25

$475,000

2809 FULTON STREET SW · same community

3 bd · 2 ba · 1,401 sqft · $339/sqft · 25 DOM

2804 FULTON STREET SWSold · Jul ’26

$409,000

2804 FULTON STREET SW · same community

3 bd · 2 ba · 1,116 sqft · $366/sqft · 10 DOM

2603 MARY SUE STREET SWSold · Aug ’26

$345,000

2603 MARY SUE STREET SW · same community

3 bd · 1 ba · 1,089 sqft · $317/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2714 MARY SUE STREET SW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2714 MARY SUE STREET SW — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2714 MARY SUE STREET SW FAQs

What would the monthly payment be for 2714 MARY SUE STREET SW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,000/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2714 MARY SUE STREET SW?+

The most recent tax bill on record (2025) was $4,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $549,900, this home is listed about 90% above the Largo median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2714 MARY SUE STREET SW?+

Anona Elementary School (elementary), Seminole Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$549,900 runs 156% above the LARGO 33774 median — but at 1,470 sqft it's also 19% larger than the typical Largo listing.

02Park/Greenbelt & Pool & Tennis Court views

The park/greenbelt and pool and tennis court view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 4 days on market in a Largo market that averages 54 — if it fits, move quickly.

04Strong assigned schools

Anona Elementary School, Seminole Middle School, Largo High School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DIRECT EXPRESS REALTY · Joe Cavaleri. MLS #TB8549216.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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