CENTURY 21 Edge
$539,0003 bd2 ba1,863 sqft$289 /sqft$3,739 /mo all-in ↓

2287 CAROLYN DRIVE, DUNEDIN, FL, 34698

Active2 days on marketListed Sep 18, 2026MLS #TB8549238

Single Family ResidenceHARBOR VIEW VILLAS 1ST ADD

About this home

2287 CAROLYN DRIVE

HARBOR VIEW VILLAS is a unique WATERFRONT COMMUNITY in Dunedin with exceptional waterfront homes and a location that is hard to beat. This home is a RARE FIND where you can GOLF CART TO DOWNTOWN DUNEDIN and enjoy everything this vibrant coastal community has to offer! This inviting 3-BEDROOM, 2-BATH home with a 2-CAR GARAGE features FRESH INTERIOR AND EXTERIOR PAINT, a SPLIT FLOOR PLAN, TILE FLOORING THROUGHOUT, a FENCED BACKYARD, and numerous updates. Inside, PLANTATION SHUTTERS add a classic touch, while a BUILT-IN BAR with additional storage adds both character and functionality to the living space. The spacious kitchen features VAULTED CEILINGS, BEAUTIFUL QUARTZ COUNTERTOPS, WOOD CABINETRY, NEWER STAINLESS STEEL APPLIANCES (2024), and FRENCH DOORS opening directly to the backyard patio. The SPACIOUS PRIMARY SUITE features VAULTED CEILINGS, a SITTING AREA, WALK-IN CLOSET, MINI-SPLIT A/C, and FRENCH DOORS opening directly to the backyard patio. The EN-SUITE BATH features a large WALK-IN SHOWER with DUAL SHOWERHEADS, DUAL SINKS, and a private water closet. An INDOOR LAUNDRY ROOM provides additional convenience and storage, while the hall bathroom features DUAL SINKS, UPDATED TILE IN THE SHOWER, and a DOOR PROVIDING EXTERIOR ACCESS to the LARGE FENCED BACKYARD. Outside, a LARGE PAVERED PATIO provides plenty of space for relaxing and entertaining, while the spacious backyard offers POTENTIAL FOR A FUTURE POOL. The SIDE YARD PROVIDES ROOM TO STORE YOUR BOAT, making it easy to take advantage of the area's incredible boating and Gulf Coast lifestyle. A LARGE SHED offers versatile space for STORAGE, HOBBIES, or a WORKSPACE. The 2-CAR GARAGE features recently completed EPOXY FLOORING as well as additional laundry hookups. Additional updates and features include A/C (2024), WATER HEATER (2024), INTERIOR DOORS (2024), and ROOF (2014). The home currently has a FEMA FLOOD INSURANCE POLICY through November 2027. The location puts the best of the area within easy reach—just 2 MILES FROM HONEYMOON ISLAND STATE PARK, known for its beautiful Gulf beaches, nature trails, wildlife, and spectacular sunsets; approximately 3 MILES FROM DOWNTOWN DUNEDIN, where you can GOLF CART TO enjoy its walkable Main Street, locally owned restaurants, breweries, boutiques, festivals, and year-round events; 9 MILES FROM CLEARWATER BEACH, famous for its sugar sand and sparkling Gulf waters; and approximately 24 MILES FROM TAMPA INTERNATIONAL AIRPORT. This is a wonderful opportunity to enjoy the laid-back Dunedin lifestyle with beaches, recreation, boating, dining, shopping, and entertainment all just minutes from home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,863

Sqft

0.16 ac

Lot size

2

Garage

1968

Year built

One

Levels

$289

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Vaulted Ceiling(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway
ExteriorKennel · Rain Gutters · Storage

Community & fees

Taxes (2025)$2,014/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,739 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,173
FHA mortgage insurance (est.)$238
Property tax — 2025 actual bill$168
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,865
Interest rate6.00%
Loan term

Estimated payment

$3,739/mo

Principal & interest$3,173
FHA mortgage insurance (est.)$238
Property taxes (actual bill)$168
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $539K
$517KedgeAI estimate $624,004 · range $615K$639K$664K

vs edgeAI estimate

−13.6%

$/sqft vs Dunedin actives

$289 vs $311

Days on market

2 vs 53 typical

Where $289/sqft sits among the 240 Dunedin actives

66
61 · this home
62
26
9
16
$145–232$232–319$319–405$405–492$492–579$579+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor View

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

Harbor View — neighborhood snapshot

Population

395

Median age

64

Median income

$78,942

Median home value

$370,500

Avg household

2

Households w/ children

11%

For the school run

Pinellas County School District

ElementarySan Jose Elementary School★★★★
HighDunedin High School★★★★★
MiddlePalm Harbor Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$455K$443K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

134 of 240

Dunedin actives have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $539,000 · 2 days on market since
1968Built · HARBOR VIEW VILLAS 1ST ADD

Reality check

What actually sold near 2287 CAROLYN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

67 NICHOLAS DRIVESold · Dec ’25

$530,000

67 NICHOLAS DRIVE · same community

3 bd · 3 ba · 1,957 sqft · $271/sqft · 8 DOM

2276 CAROLYN DRIVESold · Dec ’25

$545,000

2276 CAROLYN DRIVE · same community

3 bd · 2 ba · 1,718 sqft · $317/sqft · 46 DOM

54 NICHOLAS DRIVESold · Mar ’26

$398,000

54 NICHOLAS DRIVE · same community

3 bd · 2 ba · 1,671 sqft · $238/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2287 CAROLYN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2287 CAROLYN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2287 CAROLYN DRIVE FAQs

What would the monthly payment be for 2287 CAROLYN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,739/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2287 CAROLYN DRIVE?+

The most recent tax bill on record (2025) was $2,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2287 CAROLYN DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $539,000, this home is listed about 35% above the Dunedin median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2287 CAROLYN DRIVE?+

San Jose Elementary School (elementary), Dunedin High School (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$539,000 runs 51% above the DUNEDIN 34698 median — but at 1,863 sqft it's also 55% larger than the typical Dunedin listing.

02Fresh on the market

Only 2 days on market in a Dunedin market that averages 53 — if it fits, move quickly.

03Strong assigned schools

San Jose Elementary School, Dunedin High School, Palm Harbor Middle School — San Jose Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Denise Dorris. MLS #TB8549238.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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