3090 AUTUMN ROCK DRIVE, ZEPHYRHILLS, FL, 33540
Active4 days on marketListed Sep 16, 2026MLS #TB8549267
About this home
3090 AUTUMN ROCK DRIVE
Under Construction. New Construction Home by M/I Homes in Cobblestone. Popular Picasso Bonus floorplan, elevation C. Welcome to 3090 Autumn Rock Drive, Zephyrhills, FL — a stunning new construction home built by M/I Homes. This thoughtfully designed home offers 3,108 square foot of well-planned living space, featuring 4 bedrooms, 3 full bathrooms, and an owner's bedroom conveniently located on the main level. Key Features: Flex room, Lanai, Owner's en-suite bathroom, Bonus room and bedroom upstairs. This home showcases quality design and craftsmanship throughout, with an open-concept living space that creates a seamless flow between the main gathering areas. The spacious floorplan is ideal for both everyday living and entertaining, providing generous room to spread out and enjoy. The owner's bedroom suite offers a private retreat with an en-suite bathroom, providing comfort and convenience on the main floor. The home's generous square footage allows for flexible use of space, whether you need dedicated areas for work, play, or relaxation. Situated in a welcoming neighborhood with proximity to parks and outdoor recreation, this home offers the perfect balance of comfort and convenience. The quality of design is evident from the moment you step inside, with clean lines, functional spaces, and attention to detail that reflect the trusted reputation of M/I Homes.*Photos shown are for representation purposes only and may not depict the actual home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,108
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,505 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,505/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
$/sqft vs Zephyrhills actives
$145 vs $175
Days on market
4 vs 49 typical
Where $145/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
234 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 3090 AUTUMN ROCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$405,199
3069 FALL HARVEST DRIVE · same community
4 bd · 3 ba · 3,105 sqft · $130/sqft · 0 DOM
Sold · Dec ’25$429,500
38035 COPPER PENNY COURT · same community
5 bd · 3 ba · 3,316 sqft · $130/sqft · 24 DOM
Sold · Feb ’26$455,230
3082 ADAMS CROSS DRIVE · same community
5 bd · 3 ba · 3,531 sqft · $129/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 3090 AUTUMN ROCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3090 AUTUMN ROCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3090 AUTUMN ROCK DRIVE FAQs
What would the monthly payment be for 3090 AUTUMN ROCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,505/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3090 AUTUMN ROCK DRIVE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3090 AUTUMN ROCK DRIVE?+
The most recent tax bill on record (2026) was $5,837. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3090 AUTUMN ROCK DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $449,657, this home is listed about 41% above the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.
Which schools are assigned to 3090 AUTUMN ROCK DRIVE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,657 runs 36% above the ZEPHYRHILLS 33540 median — but at 3,108 sqft it's also nearly twice the size of the typical Zephyrhills listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Zephyrhills market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of M/I HOMES · Marshall Gray. MLS #TB8549267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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