CENTURY 21 Edge
$199,5002 bd2 ba1,075 sqft$186 /sqft$1,659 /mo all-in ↓

2687 SABAL SPRINGS CIRCLE UNIT 104, CLEARWATER, FL, 33761

Active4 days on marketListed Sep 17, 2026MLS #TB8549371

Priced 17% below the CLEARWATER 33761 medianWaterfrontCondominiumMISTY SPGS CONDO

About this home

2687 SABAL SPRINGS CIRCLE UNIT 104

Virtually Staged. LOCATION! LOCATION! LOCATION! Welcome to the highly desirable Misty Springs community! This well-maintained, first-floor 2-bedroom, 2-bath condo offers peaceful pond views, move-in-ready condition, and a prime Clearwater–Countryside location. Step inside to a bright and functional floor plan featuring wood-style tile flooring throughout. The kitchen and bedrooms Impact Windows !! have been updated, and the home has been lovingly cared for and is in excellent condition. One of the highlights is the Florida room overlooking the tranquil pond, where screened windows frame the peaceful water views—an ideal place to enjoy your morning coffee, read a book, or simply unwind at the end of the day. Major updates include fresh Interior paint, New doors ,baseboards ,Door Handles and a newer electrical panel and 2019 -HVAC system and water heater installed in 2022, providing added comfort and peace of mind. Misty Springs offers a relaxed Florida lifestyle with a sparkling community swimming pool, tennis courts, a convenient car wash station, and beautifully maintained surroundings. The monthly condo fee includes water, sewer, trash, internet, and cable, adding convenience and value. The location is hard to beat!Shopping, dining, grocery stores, movie theaters, and everyday conveniences are just minutes away. Enjoy convenient access to Clearwater, Dunedin, Safety Harbor, US-19, and destinations throughout the Tampa Bay area, with the beautiful Gulf beaches approximately 15 minutes away. Location, lifestyle, and outdoor recreation come together beautifully here. The Countryside Recreation Center is just steps from the community, offering even more opportunities for fitness, sports, and recreation. Outdoor enthusiasts will love having the Duke Energy Trail running alongside the community, providing easy access to a 22.5-mile paved trail system connecting to the Pinellas Trail - perfect for morning walks, evening bike rides, or simply enjoying Florida’s beautiful outdoors. Easy access to public transportation adds even more convenience. Whether you're looking for a primary residence or a seasonal Florida retreat, this Misty Springs condo offers an exceptional combination of first-floor living, peaceful pond views, valuable updates, community amenities, and a fantastic Countryside location. Move in and start enjoying the Florida lifestyle—schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,075

Sqft

0 ac

Lot size

1980

Year built

One

Levels

$186

Per sqft

WaterfrontTrees/Woods & Water viewNegotiable

Inside

FlooringTile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Microwave · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ExteriorSliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$2,833/yr
PetsBreed Restrictions
CommunityPool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,659 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,174
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$236
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,983Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,983
Interest rate6.00%
Loan term

Estimated payment

$1,659/mo

Principal & interest$1,174
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$236
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$187KedgeAI estimate $212,147 · range $195K$232K$241K

vs edgeAI estimate

−6%

$/sqft vs Clearwater actives

$186 vs $225

Days on market

4 vs 53 typical

Where $186/sqft sits among the 400 Clearwater actives

175 · this home
123
54
13
10
25
$119–213$213–307$307–401$401–495$495–589$589+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Drive times from this address

Tampa Int’l Airport (TPA)28 min
Downtown Tampa31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33761 — neighborhood snapshot

Population

18,399

Median age

53.6

Median income

$71,839

Median home value

$271,100

Avg household

2.11

Households w/ children

1,319

For the school run

Pinellas County School District

HighCountryside High School★★★★★
ElementaryCurlew Creek Elementary School★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$328K$336K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

251 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the CLEARWATER 33761 median. See the full Clearwater market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $199,500 · 4 days on market since
1980Built · MISTY SPGS CONDO

Reality check

What actually sold near 2687 SABAL SPRINGS CIRCLE UNIT 104

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2685 SABAL SPRINGS CIRCLE UNIT 103Sold · Jul ’26

$162,500

2685 SABAL SPRINGS CIRCLE UNIT 103 · same community

2 bd · 2 ba · 1,075 sqft · $151/sqft · 29 DOM

2681 SABAL SPRINGS CIRCLE UNIT 204Sold · Sep ’25

$200,000

2681 SABAL SPRINGS CIRCLE UNIT 204 · same community

2 bd · 2 ba · 1,075 sqft · $186/sqft · 55 DOM

2663 SABAL SPRINGS CIRCLE UNIT 102Sold · Sep ’26

$183,000

2663 SABAL SPRINGS CIRCLE UNIT 102 · same community

2 bd · 2 ba · 1,100 sqft · $166/sqft · 183 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2687 SABAL SPRINGS CIRCLE UNIT 104 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2687 SABAL SPRINGS CIRCLE UNIT 104 — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2687 SABAL SPRINGS CIRCLE UNIT 104 FAQs

What would the monthly payment be for 2687 SABAL SPRINGS CIRCLE UNIT 104?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,659/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2687 SABAL SPRINGS CIRCLE UNIT 104?+

The most recent tax bill on record (2025) was $2,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2687 SABAL SPRINGS CIRCLE UNIT 104?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $199,500, this home is listed about 28% below the Clearwater median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2687 SABAL SPRINGS CIRCLE UNIT 104?+

Countryside High School (high), Curlew Creek Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CLEARWATER 33761 market on paper

$199,500 is 17% below the CLEARWATER 33761 median of $239,000, and at $186/sqft it sits under the Clearwater average of $279.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 4 days on market in a Clearwater market that averages 53 — if it fits, move quickly.

04Strong assigned schools

Countryside High School, Curlew Creek Elementary School, Safety Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Mittu Mathew. MLS #TB8549371.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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