CENTURY 21 Edge
$849,9004 bd3 ba2,482 sqft$342 /sqft$5,345 /mo all-in ↓

5118 LAKE TOSCANA DRIVE, WIMAUMA, FL, 33598

Active2 days on marketListed Sep 18, 2026MLS #TB8549969

Single Family ResidenceRIVERRANCH PRESERVE PH 3

About this home

5118 LAKE TOSCANA DRIVE

Private Preserve Retreat on 0.72 Acres | Luxury, Space & Exceptional Outdoor Living Welcome to this exceptional 4-bedroom, 3-bathroom home nestled on a spectacular 0.72-acre homesite in the desirable Lake Toscana No CDD, gated conservation community of Wimauma. Offering privacy, beautiful preserve views, and an impressive array of upgrades, this property is designed for comfortable living and unforgettable entertainment. Enjoy an oversized driveway and an expansive 4-car garage with tandem space, polished floors, and wood-finished and foam insulated storage areas—perfect for vehicles, a workshop, or additional storage. The privacy fenced backyard is an outdoor oasis featuring over 2,000 square feet of deck space, professional landscaping, and a stunning aluminum pergola with lighting, power, and oversized fans. Inside, the open-concept layout showcases a gourmet kitchen with a beautiful stone island, full-height backsplash, upgraded cabinetry and pantry shelving, and stainless-steel appliances. Bask in the luxury of the elegant master suite with his and her walking custom mate closets and direct access to the patio to overlook your beautiful conservation view. The family room features a built-in stone accent wall for TV and fireplace, creating a warm and inviting gathering space. Upgraded finishes include impact-rated windows and doors, custom storage, closet shelving, glass shower panels, whole-house window treatments, oversized ceiling fans and more. With room for a future pool, outdoor kitchen, fireplace, or garden, this private preserve retreat offers endless possibilities. Community amenities include walking trails, a covered pavilion, playground, and access to canoeing, kayaking, and fishing. Conveniently located near Hwy 175, schools, shopping, hospitals, restaurants, Apollo Beach, 45 minutes from MacDill military Base, and Bradenton beaches. A rare opportunity to enjoy privacy, luxury, and space in one remarkable home.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,482

Sqft

0.72 ac

Lot size

4

Garage

2021

Year built

One

Levels

$342

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Trash Compactor · Washer · Water Filtration System
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorthwest
ParkingDriveway · Garage Door Opener · Oversized · Tandem
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$227/mo
Taxes (2025)$643/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Gated Community - No Guard · Playground

Utilities & systems

UtilitiesCable Available · Electricity Connected · Street Lights
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,345 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$54
HOA fee — from the listing$227
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,990
Interest rate6.00%
Loan term

Estimated payment

$5,345/mo

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property taxes (actual bill)$54
HOA / condo fee$227
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $850K
$345KedgeAI estimate $399,794 · range $359K$449K$884K

vs edgeAI estimate

+112.6%

$/sqft vs Wimauma actives

$342 vs $186

Days on market

2 vs 36 typical

Where $342/sqft sits among the 271 Wimauma actives

88
104
48
5
7
19 · this home
$136–172$172–208$208–244$244–280$280–316$316+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wimauma

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

WIMAUMA 33598 — neighborhood snapshot

Population

29,119

Median age

35.8

Median income

$91,649

Median home value

$352,800

Avg household

3.1

Households w/ children

3,648

For the school run

Hillsborough County School District

HighLennard High School★★★★★
ElementaryCypress Creek Elementary School★★★★
MiddleShields Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wimauma market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$354K$360K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

154 of 271

Wimauma actives have cut their price

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 143% above the WIMAUMA 33598 median. See the full Wimauma market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $849,900 · 2 days on market since
2021Built · RIVERRANCH PRESERVE PH 3

Reality check

What actually sold near 5118 LAKE TOSCANA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5211 LAKE VENICE DRIVESold · Jul ’26

$798,955

5211 LAKE VENICE DRIVE · same community

3 bd · 2.5 ba · 3,015 sqft · $265/sqft · 120 DOM

5219 LAKE VENICE DRIVESold · Jul ’26

$965,000

5219 LAKE VENICE DRIVE · same community

4 bd · 4.5 ba · 3,158 sqft · $306/sqft · 179 DOM

5221 SALT MARSH ROADSold · Sep ’25

$379,990

5221 SALT MARSH ROAD

5 bd · 3 ba · 2,453 sqft · $155/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5118 LAKE TOSCANA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5118 LAKE TOSCANA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5118 LAKE TOSCANA DRIVE FAQs

What would the monthly payment be for 5118 LAKE TOSCANA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,345/mo — principal and interest, the actual property-tax bill, the $227/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5118 LAKE TOSCANA DRIVE?+

The association fee works out to $227 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5118 LAKE TOSCANA DRIVE?+

The most recent tax bill on record (2025) was $643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5118 LAKE TOSCANA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $849,900, this home is listed about 133% above the Wimauma median of $364,995. The market section on this page shows how the area is trending.

Which schools are assigned to 5118 LAKE TOSCANA DRIVE?+

Lennard High School (high), Cypress Creek Elementary School (elementary), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY HUB · Ana Reyes. MLS #TB8549969.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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