3911 EL CAMINO COURT, LARGO, FL, 33771
Active2 days on marketListed Sep 18, 2026MLS #TB8549977
About this home
3911 EL CAMINO COURT
Welcome home to this beautifully updated 3-bedroom, 2-bathroom end-unit villa with a sunroom in the desirable Belle Oak Villas community of Largo! Offering the added privacy and abundant natural light that comes with an END UNIT, this home combines an inviting OPEN FLOOR PLAN with thoughtful updates and a convenient Pinellas County location. Inside, you'll find soaring cathedral ceilings, an open living and dining area, and a well-appointed kitchen featuring granite countertops, solid wood cabinetry, and stainless steel appliances. The home also features IMPACT RATED WINDOWS with, a 2019 Trane HVAC system, and a convenient INTERIOR LAUNDRY ROOM for washer and dryer. Major improvements continue outside, including a NEW ROOF INSTALLED 2023 and new landscaping, giving the home excellent curb appeal and added peace of mind. The fenced-in rear lanai and private courtyard area provide a comfortable space to relax, entertain, or enjoy the Florida lifestyle. Belle Oak Villas is a well-maintained, high-and-dry community that DOES NOT REQUIRE FLOOD INSURANCE and offers beautiful lakes, two community pools, and a welcoming atmosphere for residents of all ages. The community is also large-pet friendly, making it an excellent option for a variety of lifestyles. The HOA is just $88 a month, providing an attractive combination of affordability and community amenities. Centrally located in Largo, you're just minutes from grocery stores, shopping, restaurants, and everyday conveniences, with Indian Rocks Beach approximately 15 minutes away, St. Pete-Clearwater International Airport about 15 minutes away, and Tampa International Airport approximately 30 minutes away. End-unit villas with this combination of space, updates, and location are rarely available in Belle Oak Villas. Come see why this one deserves a spot at the top of your list!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,109
Sqft
0.04 ac
Lot size
1986
Year built
One
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,575 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,575/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$289 vs $222
Days on market
2 vs 54 typical
Where $289/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Oak Villas
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Belle Oak Villas — neighborhood snapshot
Population
605
Median age
45
Median income
$54,156
Median home value
$246,200
Avg household
2
Households w/ children
70%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
216 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 3911 EL CAMINO COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$273,000
558 CAPISTRANO COURT · same community
2 bd · 2 ba · 1,109 sqft · $246/sqft · 102 DOM
Sold · Feb ’26$275,000
3694 EL CAMINO COURT · same community
2 bd · 2 ba · 1,132 sqft · $243/sqft · 12 DOM
Sold · Nov ’25$259,900
3686 EL CAMINO COURT · same community
2 bd · 2 ba · 1,132 sqft · $230/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 3911 EL CAMINO COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3911 EL CAMINO COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3911 EL CAMINO COURT FAQs
What would the monthly payment be for 3911 EL CAMINO COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,575/mo — principal and interest, the actual property-tax bill, the $88/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3911 EL CAMINO COURT?+
The association fee works out to $88 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3911 EL CAMINO COURT?+
The most recent tax bill on record (2025) was $3,625. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3911 EL CAMINO COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $320,000, this home is listed about 10% above the Largo median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3911 EL CAMINO COURT?+
Largo Middle School (middle), Southern Oak Elementary School (elementary), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$320,000 runs 44% above the LARGO 33771 median.
02Fresh on the market
Only 2 days on market in a Largo market that averages 54 — if it fits, move quickly.
03Strong assigned schools
Largo Middle School, Southern Oak Elementary School, Largo High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE REAL ESTATE · Brandon Bariteau. MLS #TB8549977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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