CENTURY 21 Edge
$695,0003 bd2 ba1,850 sqft$376 /sqft$4,529 /mo all-in ↓

1150 MCFARLAND STREET, DUNEDIN, FL, 34698

Active2 days on marketListed Sep 18, 2026MLS #TB8550013

Private poolSingle Family ResidencePINEHURST HIGHLANDS

About this home

1150 MCFARLAND STREET

Welcome to 1150 McFarland, where spacious Florida living, thoughtful updates, and an incredible Dunedin location come together! Tucked away in a wonderful established neighborhood, this beautifully maintained 3-bedroom, 2-bath pool home offers just under 2,000 square feet of living space, a 2-car garage, a large fenced backyard, and the indoor-outdoor lifestyle Florida buyers are looking for—all just a short golf cart ride from the heart of Downtown Dunedin! From the moment you step inside, you’ll appreciate the bright, open feel and functional split-bedroom floor plan, offering both privacy and plenty of room to gather. At the heart of the home is the spacious updated kitchen, featuring beautiful granite countertops, abundant cabinetry, generous prep space, and plenty of room for entertaining. Whether you’re hosting friends and family or enjoying a quiet night at home, the layout flows effortlessly for everyday living. The split floor plan provides separation between the primary suite and additional bedrooms, creating a comfortable retreat for homeowners while giving family members or guests their own space. Both bathrooms have been tastefully updated, adding a fresh, modern feel to the home. But the Florida lifestyle truly comes to life when you step outside! An expansive screened-in lanai creates an incredible extension of the living space and provides the perfect setting for morning coffee, outdoor dining, weekend gatherings, or relaxing after a long day. Beyond the lanai, a large swimming pool takes center stage, surrounded by plenty of space to lounge, entertain, and soak up the Florida sunshine. The fully fenced backyard offers privacy and room to enjoy the outdoors, making this a space you’ll want to use year-round. Additional highlights include a 2-car garage, generous living spaces, an updated interior, and a layout designed to make the most of nearly 2,000 square feet. There is plenty of room to entertain inside and out, while still maintaining the warmth and comfort of home. And then there’s the location! Living in Dunedin means enjoying one of Pinellas County’s most beloved communities, known for its charming downtown, local restaurants and breweries, boutiques, festivals, waterfront sunsets, and golf-cart-friendly lifestyle. From 1150 McFarland, you’re just a short golf cart ride from Downtown Dunedin, making it easy to head out for dinner, meet friends, enjoy local events, or simply spend the afternoon exploring everything this special community has to offer. If you’ve been searching for a spacious Dunedin pool home with an updated interior, an incredible outdoor living area, a fenced yard, 2-car garage, and easy access to Downtown Dunedin, 1150 McFarland checks all the boxes. This is more than a home—it’s an opportunity to enjoy the laid-back Florida lifestyle that makes Dunedin such a special place to call home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,850

Sqft

0.22 ac

Lot size

2

Garage

1971

Year built

One

Levels

$376

Per sqft

Private poolNegotiable

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Split Bedroom · Stone Counters · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2026)$4,300/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public · Sprinkler Recycled
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,529 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property tax — 2026 actual bill$358
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,500
Interest rate6.00%
Loan term

Estimated payment

$4,529/mo

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property taxes (actual bill)$358
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $695K
$622KedgeAI estimate $684,242 · range $648K$775K$806K

vs edgeAI estimate

+1.6%

$/sqft vs Dunedin actives

$376 vs $309

Days on market

2 vs 53 typical

Where $376/sqft sits among the 240 Dunedin actives

66
62
61 · this home
26
9
16
$145–232$232–319$319–405$405–492$492–579$579+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunedin

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementarySan Jose Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$455K$443K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

134 of 240

Dunedin actives have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 95% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $695,000 · 2 days on market since
1971Built · PINEHURST HIGHLANDS

Reality check

What actually sold near 1150 MCFARLAND STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1101 MCFARLAND STREETSold · Dec ’25

$535,000

1101 MCFARLAND STREET · same community

3 bd · 2 ba · 1,907 sqft · $281/sqft · 7 DOM

1101 MCFARLAND STREETSold · Mar ’26

$730,000

1101 MCFARLAND STREET · same community

3 bd · 2 ba · 1,907 sqft · $383/sqft · 8 DOM

1111 MCLEAN STREETSold · Dec ’25

$602,000

1111 MCLEAN STREET · same community

3 bd · 2 ba · 1,792 sqft · $336/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1150 MCFARLAND STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1150 MCFARLAND STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1150 MCFARLAND STREET FAQs

What would the monthly payment be for 1150 MCFARLAND STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,529/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1150 MCFARLAND STREET?+

The most recent tax bill on record (2026) was $4,300. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunedin?+

At $695,000, this home is listed about 74% above the Dunedin median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1150 MCFARLAND STREET?+

Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$695,000 runs 95% above the DUNEDIN 34698 median — but at 1,850 sqft it's also 54% larger than the typical Dunedin listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Dunedin market that averages 53 — if it fits, move quickly.

04Strong assigned schools

Dunedin Highland Middle School, San Jose Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KATIE DUCHARME REALTY, LLC · Katie Ducharme Procissi. MLS #TB8550013.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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