12565 81ST AVENUE, SEMINOLE, FL, 33776
Active1 days on marketListed Sep 19, 2026MLS #TB8550029
About this home
12565 81ST AVENUE
Turnkey furnished short-term rental with a city-approved STR license! This beautifully remodeled 3-bedroom, 2-bath single-family home has been successfully operated as an Airbnb since 2022 and is being sold fully furnished, offering an easy transition for a new owner looking for a vacation rental, investment property, or personal Florida getaway. The spacious layout is ideal for families and larger groups, while the private backyard is designed for outdoor enjoyment with a heated in-ground pool and Florida room. The home has received approximately $133,000 in renovations and improvements, including a full interior remodel, garage conversion, landscaping, Florida room upgrades, new AC and ductwork, sewer pipe coating, and extensive pool improvements. The property also has a proven rental history, with historical performance reflecting approximately $71,000 in estimated annual revenue, 66% average occupancy, and a $252 average daily rate, with peak nightly rates typically reaching around $450. This is a rare opportunity to purchase a fully furnished home with an active short-term rental license, established rental history, significant improvements and a pool-ready setup for continued rental use. Just 2 miles from the beach—come see why this property has been a popular choice for vacation guests! Schedule your showing today and make this turnkey coastal retreat yours.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,306
Sqft
0.14 ac
Lot size
1960
Year built
One
Levels
$382
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,798 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,798/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
$/sqft vs Seminole actives
$382 vs $251
Days on market
1 vs 45 typical
Where $382/sqft sits among the 309 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Boca Ciega Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Boca Ciega Ridge — neighborhood snapshot
Population
1,014
Median age
44
Median income
$100,435
Median home value
$385,900
Avg household
3
Households w/ children
79%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
163 of 309
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 12565 81ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$445,000
12698 81ST AVENUE · same community
3 bd · 2 ba · 1,664 sqft · $267/sqft · 2 DOM
Sold · Jun ’26$565,000
11124 60TH AVENUE
3 bd · 2 ba · 1,301 sqft · $434/sqft · 15 DOM
Sold · Dec ’25$340,000
11572 63RD AVENUE
3 bd · 3 ba · 1,295 sqft · $263/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12565 81ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12565 81ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12565 81ST AVENUE FAQs
What would the monthly payment be for 12565 81ST AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,798/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12565 81ST AVENUE?+
The most recent tax bill on record (2025) was $5,754. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12565 81ST AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $499,000, this home is listed about 29% above the Seminole median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12565 81ST AVENUE?+
Richard O Jacobson Technical High School At Seminole (high), Bauder Elementary School (elementary), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Fresh on the market
Only 1 day on market in a Seminole market that averages 45 — if it fits, move quickly.
03Strong assigned schools
Richard O Jacobson Technical High School At Seminole, Bauder Elementary School, Seminole Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JAY ALAN REAL ESTATE · John Creamer. MLS #TB8550029.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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