809 JACARANDA DRIVE, LARGO, FL, 33770
Active1 days on marketListed Sep 19, 2026MLS #TB8550341
About this home
809 JACARANDA DRIVE
Virtually Staged. Welcome to this beautifully updated 3-bedroom, 2-bath pool home in the highly desirable Harbor Bluffs community of Largo! Offering the perfect combination of stylish updates, flexible living space, and exceptional outdoor living, this home is designed to make the most of the Florida lifestyle. Inside, you’ll find a spacious and inviting floor plan with beautiful finishes throughout. The kitchen offers generous counter space, ample cabinetry, and a convenient breakfast area, creating a comfortable gathering place for everything from morning coffee to casual meals and entertaining. The updated bathrooms and generously sized bedrooms add to the home’s move-in-ready appeal. A standout feature is the separate private bonus room located just off the lanai. Fully air-conditioned and tiled, this versatile space is not included in the bedroom count and offers endless possibilities. Use it as a private home office, workout room, study, hobby room, playroom, or peaceful retreat away from the main living areas. The outdoor living space is where this home truly shines. A large covered and screened lanai overlooks the beautifully landscaped backyard and heated pool and spa, creating a private oasis for relaxing, dining, entertaining, or enjoying a swim year-round. Mature landscaping and established trees provide a beautiful backdrop and enhance the sense of privacy throughout the property. Additional features include a metal roof, 2-car garage, and abundant storage, providing both convenience and functionality for everyday Florida living. Ideally located in Harbor Bluffs, this home offers a peaceful, established neighborhood setting while keeping you close to the Gulf beaches, Belleair, Largo, Indian Rocks Beach, shopping, dining, and countless recreational opportunities. Whether you’re looking for a full-time residence or simply a home where you can relax, entertain, and enjoy everything Florida has to offer, this property checks all the boxes. This is the Harbor Bluffs home you’ve been waiting for!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,788
Sqft
0.26 ac
Lot size
2
Garage
1962
Year built
One
Levels
$405
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,272 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,272/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.3%
$/sqft vs Largo actives
$405 vs $222
Days on market
1 vs 54 typical
Where $405/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Bluffs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Harbor Bluffs — neighborhood snapshot
Population
1,626
Median age
55
Median income
$134,535
Median home value
$673,943
Avg household
3
Households w/ children
122
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
217 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 202% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 809 JACARANDA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$820,000
819 JACARANDA DRIVE · same community
3 bd · 2 ba · 2,045 sqft · $401/sqft · 60 DOM
Sold · Sep ’26$750,000
802 ALLAMANDA DRIVE · same community
3 bd · 3 ba · 2,641 sqft · $284/sqft · 85 DOM
Sold · Aug ’26$535,000
12196 145TH ST
3 bd · 2 ba · 1,890 sqft · $283/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 809 JACARANDA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 809 JACARANDA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
809 JACARANDA DRIVE FAQs
What would the monthly payment be for 809 JACARANDA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,272/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 809 JACARANDA DRIVE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 809 JACARANDA DRIVE?+
The most recent tax bill on record (2025) was $10,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 809 JACARANDA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $725,000, this home is listed about 150% above the Largo median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 809 JACARANDA DRIVE?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$725,000 runs 202% above the LARGO 33770 median — but at 1,788 sqft it's also 45% larger than the typical Largo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Largo market that averages 54 — if it fits, move quickly.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Whitney Taphorn. MLS #TB8550341.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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