CENTURY 21 Edge
$349,5003 bd2 ba1,344 sqft$260 /sqft$2,623 /mo all-in ↓

4059 LIGONIER ROAD, SPRING HILL, FL, 34608

Active0 days on marketListed Sep 20, 2026MLS #TB8550439

Private poolSingle Family ResidenceSPRING HILL

About this home

4059 LIGONIER ROAD

Welcome to Florida living at its best! Located in the heart of Spring Hill on a .26-acre lot, this beautifully updated 3-bedroom, 2-bathroom home features a solar-heated saltwater pool with a relaxing waterfall, an open-concept layout, and plenty of updates throughout. Step through the double front doors into a bright and inviting living space filled with natural light and featuring brand-new luxury vinyl flooring, fresh interior paint, crown molding, and recessed lighting. The open-concept, split-bedroom floor plan offers a comfortable layout with plenty of room to gather, while sliding glass doors lead directly from the living area to the screened pool area—creating an easy flow between indoor and outdoor living. The kitchen is open to the living and dining areas and features granite countertops, a breakfast bar, generous cabinet space, a pantry, and recessed lighting. Whether you're preparing everyday meals or entertaining family and friends, the open layout keeps everyone connected. The primary bedroom features its own en-suite bathroom, while two additional bedrooms offer flexibility for guests, a home office, hobby room, or additional living space. Step outside and enjoy one of the home's standout features—the screened, solar-heated saltwater pool complete with a relaxing waterfall. Whether you're cooling off on a sunny Florida afternoon, enjoying your morning coffee poolside, or gathering with friends and family, this outdoor living space is ready to be enjoyed. Additional features include new windows throughout, fresh interior and exterior paint, an indoor laundry room with utility sink, tankless water heater, two-car garage, and attic storage. Conveniently located in the heart of Spring Hill, you'll be close to shopping, dining, recreation, and everyday conveniences while still having plenty of space to enjoy at home. Beautifully updated and move-in ready, this home brings together the features Florida buyers are looking for—an inviting open floor plan, modern updates, a .26-acre lot, and your very own screened saltwater pool. Schedule your private showing and come see everything this Spring Hill home has to offer!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,344

Sqft

0.26 ac

Lot size

2

Garage

1979

Year built

One

Levels

$260

Per sqft

Private pool

Inside

FlooringCeramic Tile · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesEast
ExteriorLighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,013/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,623 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,057
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$251
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,233Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,233
Interest rate6.00%
Loan term

Estimated payment

$2,623/mo

Principal & interest$2,057
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$251
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$283KedgeAI estimate $298,051 · range $295K$304K$363K

vs edgeAI estimate

+17.3%

Days on market

0 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Drive times from this address

Tampa Int’l Airport (TPA)62 min
Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34608 — neighborhood snapshot

Population

36,565

Median age

42.4

Median income

$62,197

Median home value

$237,400

Avg household

2.54

Households w/ children

4,122

For the school run

Hernando County School District

ElementarySpring Hill Elementary School★★★★★
HighCentral High School★★★★★
MiddleWest Hernando Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$320K$315K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the SPRING HILL 34608 median. See the full Spring Hill market guide →

Paper trail

This home's history

Sep 20, 2026Listed at $349,500 · 0 days on market since
1979Built · SPRING HILL

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Licensed Realtor® · CENTURY 21 Edge

Tours, negotiation, and every question about 4059 LIGONIER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4059 LIGONIER ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4059 LIGONIER ROAD FAQs

What would the monthly payment be for 4059 LIGONIER ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,623/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4059 LIGONIER ROAD?+

The most recent tax bill on record (2025) was $3,013. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4059 LIGONIER ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $349,500, this home is listed about 3% above the Spring Hill median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4059 LIGONIER ROAD?+

Spring Hill Elementary School (elementary), Central High School (high), West Hernando Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of STRAITE REAL ESTATE · Michelle Straite. MLS #TB8550439.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4059 LIGONIER ROAD, SPRING HILL, FL — 3 Bed, 2 Bath — $349,500 | CENTURY 21 Edge