14 SOMERSET STREET UNIT 3C, CLEARWATER, FL, 33767
Active0 days on marketListed Sep 21, 2026MLS #TB8550672
About this home
14 SOMERSET STREET UNIT 3C
Experience the pinnacle of coastal luxury in this stunning Clearwater Beach condo offering breathtaking panoramic views of the Gulf of America, city skyline, and legendary Florida sunsets. Nestled in the serene enclave of North Beach, The Chalets offers an intimacy that larger developments simply can't match just 15 residences, secured semi-private elevator access, and a lifestyle that feels unmistakably like home. Step inside and feel the grandeur immediately: soaring 10-foot ceilings, intricate crown molding, and gleaming travertine floors set the tone throughout. The gourmet kitchen is a chef's dream, appointed with rich granite countertops, premium stainless steel appliances, a natural gas range, and custom solid wood 42" cabinetry. Entertain effortlessly with a sophisticated wet bar complete with a wine refrigerator, then wake up the next morning in one of two generously sized split-plan bedroom suites each with its own private bath and terrace access. Four private terraces bring the outdoors in at every turn. The crown jewel opens from the kitchen and living room, framing picture-perfect sunset and Gulf views whether you're lounging on the couch, dining al fresco, or crafting a meal with the sea breeze at your back. A large laundry room and abundant closet space complete the thoughtful layout. Exclusive amenities include a private heated pool and spa, fitness center, and a social club room all pet friendly and secured. The association covers nearly all expenses. World-class dining, shopping, and entertainment are just a short stroll away but once you're home, you may never want to leave.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,247
Sqft
0.5 ac
Lot size
1
Garage
2005
Year built
One
Levels
$623
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,792 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,792/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.7%
Days on market
0 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 152% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 SOMERSET STREET UNIT 3C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,125,000
130 BRIGHTWATER DRIVE UNIT 5
3 bd · 3 ba · 2,251 sqft · $500/sqft · 232 DOM
Sold · Sep ’26$1,000,000
161 BRIGHTWATER DRIVE UNIT 6
3 bd · 2.5 ba · 2,260 sqft · $442/sqft · 41 DOM
Sold · Feb ’26$1,050,000
161 BRIGHTWATER DRIVE UNIT 8
3 bd · 2.5 ba · 2,260 sqft · $465/sqft · 297 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14 SOMERSET STREET UNIT 3C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 SOMERSET STREET UNIT 3C — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14 SOMERSET STREET UNIT 3C FAQs
What would the monthly payment be for 14 SOMERSET STREET UNIT 3C?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,792/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14 SOMERSET STREET UNIT 3C?+
The most recent tax bill on record (2025) was $18,631. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14 SOMERSET STREET UNIT 3C?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,400,000, this home is listed about 402% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14 SOMERSET STREET UNIT 3C?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,400,000 runs 152% above the CLEARWATER 33767 median — but at 2,247 sqft it's also nearly twice the size of the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Clearwater market that averages 53 — if it fits, move quickly.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LIST WITH BEGGINS · Lisa Kirkpatrick. MLS #TB8550672.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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