CENTURY 21 Edge
$3,5005 bd3 ba3,406 sqft$1 /sqft$185 /mo all-in ↓

4015 DUKE FIRTH STREET, LAND O LAKES, FL, 34638

Active2 days on marketListed Sep 21, 2026MLS #TB8550675

Priced 99% below the LAND O LAKES 34638 medianSingle Family ResidenceBALLANTRAE VILLAGE 05

About this home

4015 DUKE FIRTH STREET

Stunning 5-Bedroom, 3-Bath Home in Ballantrae. Step inside this spacious home with a smart floorplan featuring a first-floor bedroom and full bath, perfect for guests or an office. The large kitchen boasts plenty of cabinets, countertops, a pantry, and an eat-in space, ideal for family meals. Entertain with ease in the formal living and dining areas or relax in the cozy family room. Upstairs, a game room with a wet bar is perfect for movie nights or fun with friends. The main suite is a true retreat with a sitting area, walk-in closet, and luxurious primary bath with double vanities, garden tub, and separate shower. A secondary bedroom adjoining the primary bath is currently a dream dressing room! Additional bedrooms are generously sized with ample closet space. Enjoy the screened porch overlooking a fenced backyard with no rear neighbor, a private oasis for relaxing or entertaining. Located in the highly sought-after Ballantrae community, you’ll enjoy top-notch amenities including a pool, basketball and tennis courts, plus easy access to restaurants, entertainment, and the Suncoast Expressway. Don’t miss this one! **$75 application fee per person, once approved a $150 lease administration fee is due, both are non-refundable**

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,406

Sqft

0.15 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$1

Per sqft

Inside

AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ParkingGarage Door Opener

Community & fees

PetsCats OK, Dogs OK
CommunityPool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $123Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $123
Interest rate6.00%
Loan term

Estimated payment

$185/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Land O Lakes actives

$1 vs $205

Days on market

2 vs 43 typical

Where $1/sqft sits among the 400 Land O Lakes actives

0 · this home
0
88
210
68
34
$1–59$59–117$117–176$176–234$234–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

ElementaryConnerton Elementary School★★★★★
HighLand O' Lakes High School★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$423K$414K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

241 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Sep 21, 2026Listed at $3,500 · 2 days on market since
2005Built · BALLANTRAE VILLAGE 05

Reality check

What actually sold near 4015 DUKE FIRTH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3624 DUKE FIRTH STREETSold · Jul ’26

$695,000

3624 DUKE FIRTH STREET · same community

5 bd · 3 ba · 3,461 sqft · $201/sqft · 41 DOM

3726 DUKE FIRTH STREETSold · Sep ’26

$790,000

3726 DUKE FIRTH STREET · same community

4 bd · 4 ba · 3,630 sqft · $218/sqft · 132 DOM

3824 DUKE FIRTH STREETSold · Oct ’25

$425,000

3824 DUKE FIRTH STREET · same community

4 bd · 2 ba · 2,366 sqft · $180/sqft · 99 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4015 DUKE FIRTH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4015 DUKE FIRTH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4015 DUKE FIRTH STREET FAQs

What would the monthly payment be for 4015 DUKE FIRTH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4015 DUKE FIRTH STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $3,500, this home is listed about 99% below the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.

Which schools are assigned to 4015 DUKE FIRTH STREET?+

Connerton Elementary School (elementary), Land O' Lakes High School (high), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LAND O LAKES 34638 market on paper

$3,500 is 99% below the LAND O LAKES 34638 median of $367,990, and at $1/sqft it sits under the Land O Lakes average of $218.

02Fresh on the market

Only 2 days on market in a Land O Lakes market that averages 43 — if it fits, move quickly.

03Strong assigned schools

Connerton Elementary School, Land O' Lakes High School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FLORIDA EXECUTIVE REALTY · Irene Ocasio. MLS #TB8550675.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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