109 W GRAPEFRUIT CIRCLE, CLEARWATER, FL, 33759
Active1 days on marketListed Sep 21, 2026MLS #TB8550829
About this home
109 W GRAPEFRUIT CIRCLE
Virtually Staged. Welcome to this charming 2-bedroom, 1-bath home with a one-car garage, flexible living space, and a large fenced backyard! A versatile bonus room with its own exterior entrance offers the perfect setup for a home office, guest room, hobby space, or potential third bedroom. Numerous updates provide added peace of mind, including a newer roof, windows, and septic system. The interior was freshly painted in September 2026 and features new carpet and blinds, along with a partially updated bathroom. Fresh epoxy flooring adds a clean, finished look to both the garage and the spacious screened front porch. A light-filled sunroom at the rear of the home provides additional space to relax while overlooking the mature landscaping and impressive avocado tree. The large backyard also includes a substantial shed/workshop, ideal for storage, projects, or recreational equipment. Double swing gates offer convenient access to the side yard, providing plenty of room to securely park a boat, trailer, or other toys behind the fence. Located near U.S. 19 and McMullen Booth Road, the home offers convenient access to shopping, dining, and commuting throughout Pinellas County and Tampa Bay. Nearby attractions include Ruth Eckerd Hall, Moccasin Lake Nature Park, and Countryside Mall. With its flexible floor plan, valuable updates, generous outdoor space, and convenient Clearwater location, this inviting home is ready for its next owner!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
971
Sqft
0.16 ac
Lot size
1
Garage
1955
Year built
One
Levels
$340
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,297 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,297/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.6%
$/sqft vs Clearwater actives
$340 vs $224
Days on market
1 vs 53 typical
Where $340/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Virginia Groves Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Virginia Groves Estates — neighborhood snapshot
Population
475
Median age
55
Median income
$54,436
Median home value
$215,146
Avg household
2
Households w/ children
33%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
257 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the CLEARWATER 33759 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 W GRAPEFRUIT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$299,000
124 E VIRGINIA LANE · same community
3 bd · 1 ba · 1,028 sqft · $291/sqft · 77 DOM
Sold · Aug ’26$330,000
126 W GRAPEFRUIT CIRCLE · same community
2 bd · 1 ba · 1,030 sqft · $320/sqft · 14 DOM
Sold · Aug ’26$295,000
104 E GRAPEFRUIT CIRCLE · same community
2 bd · 1 ba · 870 sqft · $339/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 109 W GRAPEFRUIT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 W GRAPEFRUIT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
109 W GRAPEFRUIT CIRCLE FAQs
What would the monthly payment be for 109 W GRAPEFRUIT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,297/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 109 W GRAPEFRUIT CIRCLE?+
The most recent tax bill on record (2025) was $584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 109 W GRAPEFRUIT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $330,000, this home is listed about 18% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 109 W GRAPEFRUIT CIRCLE?+
McMullen-Booth Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Tamara Wilson. MLS #TB8550829.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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