5155 BAY ISLE CIRCLE, CLEARWATER, FL, 33760
Active1 days on marketListed Sep 22, 2026MLS #TB8551228
About this home
5155 BAY ISLE CIRCLE
Welcome to Bay Isle Landings! This spacious 1,444 sq ft, 3-bedroom, 2.5-bathroom town-home is situated on a premium interior lot with a tranquil pond view in this highly sought-after gated community.This move-in ready two-story floor plan has been freshly updated with brand-new interior paint throughout, hardwood in the living area downstairs and luxury vinyl plank flooring throughout the upstairs hallway and main living areas, brand-new ceiling fans, modern lighting, and updated bathroom mirrors. The large eat-in kitchen features solid wood cabinetry and brand-new appliances. The second level features a functional split-bedroom floor plan, a large primary suite, two full bathrooms, and brand-new luxury vinyl plank on the staircase and throughout the entire upstairs. Sip your morning coffee from the rear covered and screened lanai/patio while enjoying serene pond views — the perfect peaceful start to your day. Additional highlights include an upstairs laundry closet with washer and dryer and a one-car garage. Residents of Bay Isle Landings enjoy a sparkling community pool, beautifully maintained grounds, convenient guest parking, pet-friendly living, and the security and privacy of a gated neighborhood. Exceptional Mid-Pinellas location just minutes from Roosevelt Blvd, Bayside Bridge, US 19, I-275, and St. Pete-Clearwater International Airport (PIE) — with quick access to Tampa, Clearwater Beach, and Downtown St. Pete
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,444
Sqft
0.03 ac
Lot size
1
Garage
2015
Year built
Two
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,026 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,026/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.9%
$/sqft vs Clearwater actives
$229 vs $225
Days on market
1 vs 53 typical
Where $229/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33760 — neighborhood snapshot
Population
19,486
Median age
37.3
Median income
$59,489
Median home value
$245,800
Avg household
2.18
Households w/ children
1,551
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
255 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 5155 BAY ISLE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$310,000
5218 BAY ISLE CIRCLE · same community
3 bd · 2.5 ba · 1,444 sqft · $215/sqft · 80 DOM
Sold · Jun ’26$295,000
5148 BAY ISLE CIRCLE · same community
3 bd · 2.5 ba · 1,444 sqft · $204/sqft · 213 DOM
Sold · May ’26$315,000
5110 BAY ISLE CIRCLE · same community
2 bd · 2.5 ba · 1,698 sqft · $186/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5155 BAY ISLE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5155 BAY ISLE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5155 BAY ISLE CIRCLE FAQs
What would the monthly payment be for 5155 BAY ISLE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,026/mo — principal and interest, the actual property-tax bill, the $339/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5155 BAY ISLE CIRCLE?+
The association fee works out to $339 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5155 BAY ISLE CIRCLE?+
The most recent tax bill on record (2025) was $5,265. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5155 BAY ISLE CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $330,000, this home is listed about 18% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5155 BAY ISLE CIRCLE?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMEGROWN REALTY LLC · Aly Zamore. MLS #TB8551228.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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