CENTURY 21 Edge

12214 W RESTVIEW COURT, HOMOSASSA, FL, 34448

Active1033 days on marketListed Oct 18, 2023MLS #U8217922

Waterfront

About this home

12214 W RESTVIEW COURT

Lot has expansive views. When you are at this lot, you feel like you are in "OLD Florida", yet you are just 1.6 miles down Mason Creek Road towards the Gulf from Restaurants and the activity of Homosassa. It is doubtful there will ever be a new home built when looking out across the incredible pristine wilderness view from the rear of your new home. This lot allows direct access to the Gulf without having to deal with the extremely long idle zones on the Homosassa River. There is a public boat ramp at the end of Mason Creek Road. There is a reason many fishing guides use this boat ramp. It is perhaps the closest and the quickest location you can use to get to the Gulf. If you want to spend a large part of every boating day, which could be well over a hour, idling on the Homosassa River, then this is NOT the location for you. Please note, you can take Mason Creek to the Homosassa River for the occasional time you wish to go to the river. We all believe the Homosassa River is wonderful, it just gets old using up so much of a given day idling, as well it gets hot, very hot in a boat barely moving. This lot is approximately an acre which should allow you the room to build a home with room to comfortably accommodate your family and friends, plus room for the toys that will add to your wilderness / outdoor enjoyment. It is the outdoors and exploring Nature that most people choose this area which also happens to be less than a one hour drive (with almost no traffic lights) to the Best Airport in the Country. There is Public Water to the site. Please see picture of water pipe locators and fire hydrants. Neighborhood has very wide well maintained paved streets with gutters and storm water inlets. Lot is more expensive than some because utilities are in place here that many other lots will likely NEVER have. Dock is allowed, but it is my understanding that a dock permit will not be issued until a home is built. Buyer will be given time to confirm the prior statement and so you can insure the lot is PERFECT for your new home.

Facts & features

The home at a glance

1.03 ac

Lot size

WaterfrontPets allowed

Inside

Outside & construction

Community & fees

HOA fee$42/mo
Taxes (2021)$1,964/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Fire Hydrant · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,348 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property tax — 2021 actual bill$164
HOA fee — from the listing$42
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,000
Interest rate6.00%
Loan term

Estimated payment

$4,348/mo

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property taxes (actual bill)$164
HOA / condo fee$42
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Homosassa

Map of 12214 W RESTVIEW COURT

Get to know Homosassa. See the full Homosassa guide →

HOMOSASSA 34448 — neighborhood snapshot

Population

10,741

Median age

56

Median income

$47,526

Median home value

$166,000

Avg household

2.28

Households w/ children

866

For the school run

Citrus County School District

ElementaryRock Crusher Elementary School★★★★★
MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 214% above the HOMOSASSA 34448 median. See the full Homosassa market guide →

Paper trail

This home's history

Oct 18, 2023Listed at $690,000 · 1033 days on market since

Reality check

What actually sold near 12214 W RESTVIEW COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11053 W TOWNSEND LANESold · Jun ’26

$170,000

11053 W TOWNSEND LANE

2 bd · 2 ba · 960 sqft · $177/sqft · 0 DOM

6176 S HANCOCK ROADSold · Apr ’26

$220,000

6176 S HANCOCK ROAD

3 bd · 2 ba · 960 sqft · $229/sqft · 162 DOM

5890 S MASON CREEK ROADSold · Jun ’26

$347,000

5890 S MASON CREEK ROAD

2 bd · 1 ba · 960 sqft · $361/sqft · 218 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 12214 W RESTVIEW COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12214 W RESTVIEW COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12214 W RESTVIEW COURT FAQs

What would the monthly payment be for 12214 W RESTVIEW COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,348/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12214 W RESTVIEW COURT?+

The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12214 W RESTVIEW COURT?+

The most recent tax bill on record (2021) was $1,964. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12214 W RESTVIEW COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $690,000, this home is listed about 103% above the Homosassa median of $340,275. The market section on this page shows how the area is trending.

Which schools are assigned to 12214 W RESTVIEW COURT?+

Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$690,000 runs 214% above the HOMOSASSA 34448 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

1033 days on market against a Homosassa median of 62 — sellers in this position are usually ready to negotiate.

Listing courtesy of BSRA LLC · Felix Fudge. MLS #U8217922.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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12214 W RESTVIEW COURT, HOMOSASSA, FL — $690,000 | CENTURY 21 Edge