
PINETREE LANE, DEFUNIAK SPRINGS, FL, 32433
Active801 days on marketListed Jun 1, 2024MLS #U8244892
About this home
PINETREE LANE
***A HIDDEN GEM*** Tucked peacefully in the heart of Florida--> in the charming city of Defuniak Springs.*** Don't let a rare find like this one slip away... Especially one that boasts a sale price that's screaming "BUY ME NOW” Aside from the amazing sale price, this over-sized parcel has exactly what you're looking for--> Peace, privacy, & freedom from restrictions—> allowing you endless possibilities… With a truly affordable price tag along with many different financing options to choose from to fit your needs, the time has never been better than right now!!! "Escape to Tranquility" in peaceful Walton, Florida. This property offers a touch of country living with no need to sacrifice all the wonderful conveniences of city amenities. Its excellent central location puts you close to everything you're looking for--> State Parks, Pristine Beaches, a multitude of shopping and business options, and everything in between. From farmer's markets & country stores to strip malls & supermarkets, all you desire is a peaceful country drive away :) Enjoy the best of both worlds—peaceful country living with convenient access to nearby towns, amenities, & social life. Florida living really doesn't get much better than this!!! This land sits high & dry in Flood Zone X... This means you can build confidently with peace of mind knowing the ever increasing costs of holding flood insurances won't be required... Plus, there are no restrictions and there are no HOA's to contend with--> giving you the freedom to bring your plans & ideas to life exactly as you envision them… Whether that dream is to build your dream home, create a serene winter getaway, or anything else your heart desires! you will have the freedom to create the homesite you’ve always envisioned—whether it’s an urban estate, a cozy cabin, or something in between. The property has been thoughtfully cleared, maintaining a diverse mix of topographical features while making way for a new building site and driveway, saving considerable time and expense at the beginning as well as you begin to break ground and bring your vision to life. It is a blank canvas providing natural settings and endless possibilities. Don’t Miss Out on This Rare Opportunity! Experience Florida living at its best! Priced to sell and packed with potential, this lot is ready to start your next chapter! If this land is exactly what you’ve been looking for, don’t hesitate—> Call Today to get more information or schedule an appointment & start planning your future! —>Attention: Google Maps & GPS Navigation may take you the wrong way — Feel free to call for directions & instructions on viewing the property<— ***You can also own this land for less than 10K - Call for details***
Facts & features
The home at a glance
0.94 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$331 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$331/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside DEFUNIAK SPRINGS 32433
DEFUNIAK SPRINGS 32433 — neighborhood snapshot
Population
18,970
Median age
38.2
Median income
$51,604
Median home value
$152,000
Avg household
2.57
Households w/ children
2,413
For the school run
Walton County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The DEFUNIAK SPRINGS 32433 market
This home is listed 68% below the DEFUNIAK SPRINGS 32433 median.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about PINETREE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for PINETREE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
PINETREE LANE FAQs
What would the monthly payment be for PINETREE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $331/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on PINETREE LANE?+
The most recent tax bill on record (2023) was $83. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in DEFUNIAK SPRINGS 32433?+
At $26,000, this home is listed about 68% below the DEFUNIAK SPRINGS 32433 median of $81,000. The market section on this page shows how the area is trending.
Which schools are assigned to PINETREE LANE?+
Walton Middle School (middle), West Defuniak Elementary School (elementary), Walton High School (high), Maude Saunders Elementary School (elementary), Freeport Senior High School (high), Freeport Elementary School (elementary), Freeport Middle School (middle), Mossy Head School (elementary), South Walton High School (high), Emerald Coast Middle School (middle), Dune Lakes Elementary School (elementary), Van R. Butler Elementary School (elementary), Paxton School () — Walton County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DEFUNIAK SPRINGS 32433 market on paper
$26,000 is 68% below the DEFUNIAK SPRINGS 32433 median of $81,000.
02Strong assigned schools
Walton Middle School, West Defuniak Elementary School, Walton High School, Maude Saunders Elementary School, Freeport Senior High School, Freeport Elementary School, Freeport Middle School, Mossy Head School, South Walton High School, Emerald Coast Middle School, Dune Lakes Elementary School, Van R. Butler Elementary School, Paxton School — Walton Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $60,000, now $26,000 — a $34K cut. The full history is in the market section below.
Listing courtesy of STAR BAY REALTY CORP. · Eric Spedding. MLS #U8244892.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
