7940 GARDEN DRIVE N, ST PETERSBURG, FL, 33710
Active802 days on marketListed Jun 7, 2024MLS #U8245804
About this home
7940 GARDEN DRIVE N
A rare and amazing opportunity that does not come around often, the chance to own a piece of paradise. A quarter acre lot, with 129' of Boca Ciega Bay frontage, ready for your dream home! No canal with another house to look at, just perfect large water views & breathtaking sunsets! The lot has already been cleared and ready to build.
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,013 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,013/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33710 — neighborhood snapshot
Population
35,113
Median age
46.1
Median income
$76,908
Median home value
$312,500
Avg household
2.32
Households w/ children
3,314
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 273% above the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7940 GARDEN DRIVE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$115,000
6930-A PLACE DE LA PAIX UNIT 1B
1 bd · 1 ba · 720 sqft · $160/sqft · 194 DOM
Sold · Jun ’26$120,000
1160 RUE DES ROIS UNIT 1B
1 bd · 1 ba · 722 sqft · $166/sqft · 6 DOM
Sold · Apr ’26$112,000
6970A PLACE DE LA PAIX UNIT 1A
1 bd · 1 ba · 722 sqft · $155/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7940 GARDEN DRIVE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7940 GARDEN DRIVE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7940 GARDEN DRIVE N FAQs
What would the monthly payment be for 7940 GARDEN DRIVE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,013/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7940 GARDEN DRIVE N?+
The most recent tax bill on record (2023) was $5,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $1,449,999, this home is listed about 233% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7940 GARDEN DRIVE N?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,449,999 runs 273% above the ST PETERSBURG 33710 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
802 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,795,000, now $1,449,999 — a $345K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARK PROPERTY GROUP · Nathanael Brown. MLS #U8245804.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 7940 GARDEN DRIVE N but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Moe to ping you on any price or status change →