358 OAK DRIVE, ORMOND BEACH, FL, 32176
Pending175 days on marketListed Jan 26, 2026MLS #V4946972
About this home
358 OAK DRIVE
Welcome to the Coral Cottage, a thoughtfully designed mid-century ranch where every finish, every choice, and every detail has been intentionally selected. This is not simply an updated home; it is a curated living experience offering timeless style and effortless coastal living in one of Ormond Beach's most desirable beachside locations. Extensive interior and exterior improvements create a polished, move-in-ready home. The exterior has been professionally updated with landscape architecture, new sod, plantings and a new irrigation system, complemented by a paver driveway and rear patio. Additional enhancements include exterior paint, updated soffits, fascia and gutters, exterior lighting, a new garage door and opener, a new front door, and an impact glass sliding door. The roof has been updated with the non-shingle roof section replaced in December of 2025 and the shingle section in December of 2020. Inside, the home features updated plumbing, new kitchen electrical, new HVAC ducts and returns, and fresh interior paint throughout. The kitchen has been thoughtfully designed with new cabinetry, flooring and appliances, while both bathrooms have been renovated, including a completely redesigned primary bath and an updated guest bath with new cabinetry and plumbing. Additional highlights include an interior laundry room, epoxy finished garage floor, a mini split system in the garage, custom closet systems throughout, remote and manual window blinds, and refinished wood and terrazzo flooring. Ideally located near Ormond Beach's no drive beach, local shopping, restaurants and the prestigious Oceanside Golf Course. The Coral Cottage offers convenient access to recreation, dining and everyday amenities while maintaining a relaxed coastal feel.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,721
Sqft
0.28 ac
Lot size
2
Garage
1959
Year built
One
Levels
$366
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,333 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,333/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+104.8%
$/sqft vs Ormond Beach actives
$366 vs $235
Days on market
175 vs 41 typical
Where $366/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Triton Beach
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Triton Beach — neighborhood snapshot
Population
761
Median age
42
Median income
$183,138
Median home value
$479,087
Avg household
3
Households w/ children
70%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
197 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 358 OAK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$418,000
55 NEPTUNE AVENUE
2 bd · 2 ba · 1,721 sqft · $243/sqft · 211 DOM
Sold · Jun ’26$435,000
215 OCEAN TERRACE
3 bd · 2 ba · 1,729 sqft · $252/sqft · 11 DOM
Sold · Jun ’26$325,000
436 N BEACH STREET
3 bd · 1.5 ba · 1,732 sqft · $188/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 358 OAK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 358 OAK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
358 OAK DRIVE FAQs
What would the monthly payment be for 358 OAK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,333/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 358 OAK DRIVE?+
The most recent tax bill on record (2025) was $6,458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 358 OAK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $629,900, this home is listed about 48% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 358 OAK DRIVE?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$629,900 runs 80% above the ORMOND BEACH 32176 median.
02Time on market is leverage
175 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $785,000, now $629,900 — a $155K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Allison Gartrell, PLLC. MLS #V4946972.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ormond Beach homes, in your inbox
Like 358 OAK DRIVE but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →