7732 SW 86TH COURT, OCALA, FL, 34481
Active159 days on marketListed Mar 4, 2026MLS #V4947633
About this home
7732 SW 86TH COURT
Welcome to your slice of paradise in the highly sought-after Weybourne Landing, located within the award-winning 55+ community of On Top of the World in Ocala, Florida. This 2021-built modern style cottage offers the perfect blend of charm, comfort, and convenience—just a short stroll to the brand-new state-of-the-art recreation center, sparkling pool, The Circle Square Cultural Center, and The Ranch. Thoughtfully designed with over 2,000 square feet of total space, this two-bedroom, two-bathroom home boasts 1,345 square feet of interior living, an expansive 142 square foot covered lanai, a 643 square foot wraparound porch, and a 489 square foot two-car garage with epoxy floors, shelving, and a motorized screen enclosure. From the moment you arrive, you're greeted by a beautifully landscaped yard featuring paver driveway and walkways, a stacked wall, river rock accents, and a soothing fountain that sets the tone for tranquility. Inside, the home is bright and stylish with 8-foot doors, plantation shutters, and vinyl plank flooring throughoutmaking maintenance a breeze so you can focus on the active lifestyle this community is known for. The kitchen is a showstopper with quartz countertops, glass tile backsplash, stainless steel appliances, under-cabinet lighting, and even a glass china cabinet. The primary suite is a peaceful retreat, featuring a porcelain-tiled walk-in shower with bench and niche, comfort-height quartz vanity, and large walk-in closet. The second bathroom is equally stylish with tile and a glass sliding door shower. Additional highlights include tray ceilings, ceiling fans with lights in every room, laundry room with built-in cabinets, recessed lighting throughout, and a Generac whole-home generator for peace of mind. Even more perks include a pull-down attic with wood flooring for storage, a premium ecosystem water softener, and it is a "smart" home, making this home as functional as it is beautiful. Living in On Top of the World means enjoying access to multiple resort-style pools, three golf courses, fitness centers, walking and biking trails, pickleball and tennis courts, a dog park, dozens of clubs and social events, craft rooms, an on-site restaurant, and so much more. This is a golf cart-friendly, gated community designed for both relaxation and recreation. This home offers low-maintenance living in a vibrant community with everything you need at your fingertips. Schedule your private showing today and start living your best life at On Top of the World.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,344
Sqft
0.13 ac
Lot size
2
Garage
2021
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21%
$/sqft vs Ocala actives
$229 vs $187
Days on market
159 vs 53 typical
Where $229/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
171 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7732 SW 86TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$338,000
7908 SW 89TH CIRCLE · same community
3 bd · 2 ba · 1,747 sqft · $193/sqft · 117 DOM
Sold · Oct ’25$310,000
7932 SW 89TH CIRCLE · same community
3 bd · 2 ba · 1,747 sqft · $177/sqft · 273 DOM
Sold · Jan ’26$302,500
7709 SW 86TH COURT · same community
2 bd · 2 ba · 1,747 sqft · $173/sqft · 425 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 7732 SW 86TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7732 SW 86TH COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7732 SW 86TH COURT FAQs
What would the monthly payment be for 7732 SW 86TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,544/mo — principal and interest, the actual property-tax bill, the $226/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7732 SW 86TH COURT?+
The association fee works out to $226 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7732 SW 86TH COURT?+
The most recent tax bill on record (2024) was $2,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7732 SW 86TH COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $308,000, this home is listed about 3% above the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 7732 SW 86TH COURT?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$308,000 runs 34% above the OCALA 34481 median.
02Time on market is leverage
159 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $318,000, now $308,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Stephanie Cathey. MLS #V4947633.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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