
108 PINE TREE DRIVE, ORMOND BEACH, FL, 32174
Active131 days on marketListed Mar 3, 2026MLS #V4947638
About this home
108 PINE TREE DRIVE
Welcome to 108 Pine Tree Drive, a stunning custom-built estate by Heritage Construction, perfectly positioned on 1.72 acres in one of the most desirable and centrally located areas of Ormond Beach. Offering 3,090 square feet of living space, this exceptional 4-bedroom, 4-bathroom, attached 3-car garage home blends refined craftsmanship, modern luxury, and resort-style outdoor living. From the inviting front porch to the grand 8-foot entry doors, quality and attention to detail are immediately evident. Inside, the home showcases 10-foot ceilings, wood-look tile flooring throughout, and a built-in speaker system designed for seamless everyday living and entertaining. A striking in-home saltwater aquarium creates a one-of-a-kind focal point that sets this residence apart. The luxury chef’s kitchen serves as the centerpiece of the home, thoughtfully designed for both beauty and function. Features include a premium KitchenAid stainless-steel appliance package with double ovens, electric range, and built-in ice machine. Custom 42-inch soft-close cabinetry, an oversized granite island with additional storage, and an exquisite glass backsplash are complemented by custom oyster chandeliers that elevate the space with coastal elegance. The primary suite offers a true retreat, featuring a massive walk-in closet and a spa-inspired bathroom with dual marble vanities and abundant storage. Upstairs, a versatile fourth bedroom & bathroom, and a bonus room provide flexible living space, supported by a dedicated A/C system for optimal comfort. Designed for unforgettable gatherings, the backyard is an entertainer’s dream. A covered 19 x 20 outdoor kitchen includes concrete countertops, grill, flat-top grill, stainless steel sink, refrigerator, and ice chest. The impressive 65 x 20 cabana with metal roof creates a private resort atmosphere complete with a wood-burning fireplace, outdoor TV, retractable shade panels, three ceiling fans, outdoor shower, and a custom 13-foot concrete table overlooking the heated saltwater pool. Expansive paved driveway completed in 2024, upgraded landscaping, and a large front lot enhance both functionality and curb appeal, while the property extends beyond the fenced area for additional space and flexibility. In addition to the attached three-car garage, the property features a remarkable 70 x 50 insulated garage ideal for car collectors, RV owners, hobbyists, or multi-generational living. This versatile structure includes three 12' x 14' doors, one 12' x 10' door, and one 12' x 8' door, and is already plumbed for a future bathroom, offering exceptional potential for conversion into a detached guest house or true in-law suite. Additional highlights include a saltwater-heated pool, brand-new metal roof on the home, 2022 kitchen appliance package, 2026 hot water heater, dual A/C systems installed in 2017 including a dedicated upper-level unit, 2025 water treatment system, and 2024 paved driveway. This one-of-a-kind property delivers the rare combination of luxury, land, and lifestyle in a private estate setting just minutes from shopping, dining, and beaches. All information recorded in the MLS is believed to be accurate but is not guaranteed. Buyers are advised to conduct their own due diligence to verify the information provided.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,090
Sqft
1.72 ac
Lot size
5
Garage
2017
Year built
Two
Levels
$405
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,217 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,217/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$405 vs $238
Days on market
131 vs 41 typical
Where $405/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Of Pine Run
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Village Of Pine Run — neighborhood snapshot
Population
335
Median age
55
Median income
$109,485
Median home value
$399,400
Avg household
2
Households w/ children
15%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
185 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% above the Village Of Pine Run median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 108 PINE TREE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$480,000
5 VILLAGE DRIVE · same community
5 bd · 5 ba · 2,776 sqft · $173/sqft · 13 DOM
Sold · Apr ’26$570,000
115 ADDISON DRIVE · same community
3 bd · 2 ba · 2,711 sqft · $210/sqft · 12 DOM
Sold · Apr ’26$510,000
1127 INDIGO ROAD
3 bd · 3 ba · 3,143 sqft · $162/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 108 PINE TREE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 108 PINE TREE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
108 PINE TREE DRIVE FAQs
What would the monthly payment be for 108 PINE TREE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,217/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 108 PINE TREE DRIVE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 108 PINE TREE DRIVE?+
The most recent tax bill on record (2025) was $10,066. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 108 PINE TREE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $1,250,000, this home is listed about 194% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 108 PINE TREE DRIVE?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,250,000 runs 93% above the Village Of Pine Run median — but at 3,090 sqft it's also 59% larger than the typical Ormond Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
131 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,395,000, now $1,250,000 — a $145K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Jonathan Gildon, PA. MLS #V4947638.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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