3295 ARCH AVENUE, ORMOND BEACH, FL, 32174
Active130 days on marketListed Mar 15, 2026MLS #V4947699
About this home
3295 ARCH AVENUE
WHY WAIT TO BUILD • MULTI-GENERATIONAL CAMDEN MODEL • MOTHER N LAW SUITE • FULLY UPDATED • MOVE-IN READY • This smart home offers the flexibility of two homes under one roof with a private in-law suite featuring its own entrance, living area, kitchenette, bedroom, and full bath—perfect for extended family, guests, or flexible living. Additional upgrades include premium Sherwin-Williams interior and exterior paint (not builder grade), epoxy garage flooring, garage openers with camera & Wi-Fi, ceiling fans throughout, LED under-cabinet lighting, upgraded luxury carpet with waterproof Life Proof pad only in bedrooms, and a custom mudroom with bench storage. The main home features a bright open foyer, two guest bedrooms with a Jack-and-Jill bath, and a spacious dining room ideal for entertaining. The open kitchen and great room showcase granite countertops, top of the line Samsung stainless-steel appliances, soft-close cabinetry with pull-out drawers, designer pendant lighting, and decorative porcelain tile accents. The café dining area overlooks the oversized covered lanai for effortless indoor-outdoor living. The private primary suite is located at the rear of the home and includes double vanity, walk-in closet and a spa-inspired bath with large-format porcelain tile, mosaic shower flooring, and a heated soaking tub. Rare multi-gen opportunity in Archer Mills with— schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,787
Sqft
0.15 ac
Lot size
3
Garage
2024
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,252 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,252/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.2%
Days on market
130 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
53,087
Median age
56.3
Median income
$67,817
Median home value
$315,100
Avg household
2.19
Households w/ children
4,692
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3295 ARCH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3295 ARCH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3295 ARCH AVENUE FAQs
What would the monthly payment be for 3295 ARCH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,252/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3295 ARCH AVENUE?+
The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3295 ARCH AVENUE?+
The most recent tax bill on record (2025) was $6,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3295 ARCH AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $584,900, this home is listed about 37% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 3295 ARCH AVENUE?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$584,900 runs 46% above the ORMOND BEACH 32174 median — but at 2,787 sqft it's also 44% larger than the typical Ormond Beach listing.
02Time on market is leverage
130 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $589,900, now $584,900 — a $5K cut. The full history is in the market section below.
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Jenny Varrasse. MLS #V4947699.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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