CENTURY 21 Edge
$4,6004 bd4.5 ba3,510 sqft$1 /sqft$193 /mo all-in ↓

138 OLD MOSS CIRCLE, DELAND, FL, 32724

Active149 days on marketListed Mar 10, 2026MLS #V4947764

Priced 99% below the DELAND 32724 medianFully furnishedSingle Family ResidenceVICTORIA GARDENS

About this home

138 OLD MOSS CIRCLE

Furnished Executive rental in Cresswind's Victoria Gardens, 55+ community with upstairs in-law/guest suite. Rent includes- Lawn care, Every other week cleaning of interior, hi-speed internet with fiber optic hook-up with TV & premium apps, irrigation water for the lawn and use of the 20,000 sf Clubhouse with daily activities. Available 8/1/2026, Considering a move to FL, this is the perfect way to try it out and just bring your personal items. Expect to be impressed with this almost new, Designer Decorated Furnished Home, 4 Bedrooms, 4 Full baths and a Half Bath, plus Office and Bonus Room. The gourmet kitchen has a spacious island with breakfast bar, matte stainless appliances with gas cooktop, built-in oven and microwave and French door refrigerator/freezer. Entertaining is a breeze with the kitchen opening to the great room and dining area with large windows allowing natural light to filter in. The large great room has an expansive slider leading to the covered lanai with summer kitchen for outdoor grilling and extended patio for extra seating and entertaining. The first floor Primary Suite boasts tray ceiling with wood treatment, walk-in closet with shelves and en-suite with spacious walk-in shower, split vanities and privacy lavatory. The perfect retreat to relax in. There are two additional bedrooms downstairs with en-suite baths in separate hallways for privacy. A large den/office with double doors will be ideal for working or as a separate den. The second floor features a guest suite with a spacious Bonus & Game Room with Wet Bar, and the 4th Bedroom with Walk-In Closet and a full bathroom. Home is offered furnished with decorator items. Located in a gated 55+ Community with Clubhouse offering full time lifestyle director, dining, billiards room, arts & crafts, ballroom, and more. Outdoor amenities include resort-style pool, pickleball and tennis courts, bocce courts and miles of walking trails. Your serenity awaits at this home located convenient to front gate for easy access to I-4, Village Center & Advent Medical Park, Victoria Hills 18-hole Golf Course, 3 hospitals within 5 miles from the home, 2-miles to Publix, CVS, TJ Max, Ross, Belk, Aldi, Pet Supermarket & restaurants. 5 miles to downtown Deland with Antique Shops, Boutiques, Athens Theater, Museum of Art, Wine Bars & Breweries, 25 mins to Daytona Beach or New Smyrna Beach and 1 hour to Disney. This home may be under audio/visual surveillance.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,510

Sqft

0.17 ac

Lot size

2

Garage

2017

Year built

Two

Levels

$1

Per sqft

Garden viewFurnished55+ community

Inside

FlooringCarpet · Porcelain Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Other · Refrigerator · Washer · Water Filtration System
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Zoned
FurnishedFurnished

Outside & construction

ViewGarden
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorIrrigation System · Lighting · Other · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

PetsNo
CommunityAssociation Recreation - Owned · Clubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$193 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$27
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $161Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $161
Interest rate6.00%
Loan term

Estimated payment

$193/mo

Principal & interest$27
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Deland actives

$1 vs $204

Days on market

149 vs 45 typical

Where $1/sqft sits among the 393 Deland actives

0 · this home
3
25
149
151
65
$1–51$51–101$101–151$151–200$200–250$250+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cresswind Gardens

Map of 138 OLD MOSS CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando38 min
Universal Orlando50 min
Orlando Int’l Airport (MCO)57 min
Walt Disney World62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

Cresswind Gardens — neighborhood snapshot

Population

1,787

Median age

66

Median income

$85,781

Median home value

$381,500

Avg household

2

Households w/ children

90%

For the school run

Volusia County School District

ElementaryFreedom Elementary School★★★★★
MiddleDeland Middle School★★★★★
HighDeland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$335K$349K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

201 of 393

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

Mar 10, 2026Listed at $4,600 · 149 days on market since
2017Built · VICTORIA GARDENS

Reality check

What actually sold near 138 OLD MOSS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1226 HERON POINT WAYSold · Jul ’26

$450,000

1226 HERON POINT WAY · same community

4 bd · 3 ba · 2,271 sqft · $198/sqft · 19 DOM

1018 HERON POINT CIRCLESold · Feb ’26

$410,000

1018 HERON POINT CIRCLE · same community

4 bd · 2.5 ba · 2,091 sqft · $196/sqft · 246 DOM

107 WETHERSFIELD COURTSold · Jan ’26

$300,000

107 WETHERSFIELD COURT · same community

3 bd · 2 ba · 1,773 sqft · $169/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 138 OLD MOSS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 138 OLD MOSS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

138 OLD MOSS CIRCLE FAQs

What would the monthly payment be for 138 OLD MOSS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 138 OLD MOSS CIRCLE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $4,600, this home is listed about 99% below the Deland median of $380,995. The market section on this page shows how the area is trending.

Which schools are assigned to 138 OLD MOSS CIRCLE?+

Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DELAND 32724 market on paper

$4,600 is 99% below the DELAND 32724 median of $319,950, and at $1/sqft it sits under the Deland average of $217.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

149 days on market against a Deland median of 45 — sellers in this position are usually ready to negotiate.

Listing courtesy of COLDWELL BANKER REALTY · Donna Pastore. MLS #V4947764.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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