4975 NW 39TH LOOP, OCALA, FL, 34482
Active70 days on marketListed May 11, 2026MLS #V4948891
About this home
4975 NW 39TH LOOP
Beautifully built in 2024, this Delray model offers over 2,030 square feet of under air living space with a layout that feels open, bright, and inviting from the moment you walk inside. Located in the highly desirable all ages section of Ocala Preserve, this 4 bedroom, 2 bathroom home combines comfort, style, and easy Florida living. The open concept design creates the perfect gathering space and truly serves as the heart of the home, ideal for everyday living, entertaining family and friends, or simply relaxing together. Large windows fill the living areas with natural light while the spacious kitchen offers stainless steel appliances, stone countertops, ample cabinetry, and a large center island perfect for hosting and gathering. The primary suite is generously sized and features a deep walk in closet along with an upgraded bathroom complete with dual vanities and a stand up shower. The guest bathroom includes a shower and tub combo with a deep vanity for added convenience. You will also love the dedicated laundry room with washer and dryer included, plus a spacious 2 car garage. Step outside to the covered lanai overlooking the large fenced backyard with plenty of room for pets, play, entertaining, or simply enjoying peaceful Florida evenings. Residents of Ocala Preserve enjoy resort style amenities including an on site restaurant, spa, fitness center, tennis and pickleball courts, golf course, and an active social calendar with resident run clubs and activities. Lawn and landscaping maintenance are also included in the monthly fee, giving you more time to relax and enjoy the lifestyle you deserve.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,036
Sqft
0.13 ac
Lot size
2
Garage
2024
Year built
One
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,255 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,255/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs Ocala actives
$157 vs $180
Days on market
70 vs 43 typical
Where $157/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
156 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4975 NW 39TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$199,900
4106 NW 44 CIRCLE · same community
3 bd · 2 ba · 1,505 sqft · $133/sqft · 110 DOM
Sold · Nov ’25$300,000
4892 NW 39TH LOOP
4 bd · 2 ba · 2,034 sqft · $147/sqft · 152 DOM
Sold · May ’26$319,990
4824 NW 39TH PLACE
4 bd · 2 ba · 2,034 sqft · $157/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 4975 NW 39TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4975 NW 39TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4975 NW 39TH LOOP FAQs
What would the monthly payment be for 4975 NW 39TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,255/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4975 NW 39TH LOOP?+
The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4975 NW 39TH LOOP?+
The most recent tax bill on record (2025) was $6,498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4975 NW 39TH LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $320,000, this home is listed about 7% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4975 NW 39TH LOOP?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Stephanie Cathey. MLS #V4948891.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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