
3505 TORY CIRCLE, ORMOND BEACH, FL, 32174
Active66 days on marketListed May 14, 2026MLS #V4948955
About this home
3505 TORY CIRCLE
Welcome to Harrington at Halifax Plantation, one of Ormond Beach's most sought-after maintenance-free communities. This Cypress model by Paytas Homes is a masterfully built, meticulously maintained 3-bedroom, 2-bath saltwater pool home that seamlessly blends comfort, style, and Florida living. Tucked on a quiet cul-de-sac and Move-in ready with all major systems updated: Roof (2024) · HVAC – Carrier Two-Speed with UV Light (2025) · Water Heater (2021) · New Stainless-Steel Appliances · Fresh Interior Paint · Upgraded Carpet · New Ceiling Fans & Light Fixtures. Step through the leaded glass double-door entry to soaring high ceilings, elegant trey ceilings with crown molding, and formal dining and living rooms that draw your eye straight through to the sparkling pool beyond. Superior architecture and thoughtful design define every space, from the refined formal rooms to the open-concept kitchen, family room, and breakfast nook, all overlooking the expansive screened lanai and heated saltwater pool. The gourmet kitchen features granite countertops, a raised breakfast bar, brand-new stainless-steel appliances, tile backsplash, pantry, updated fixtures, and a large coffee bar with additional storage. The split floor plan ensures the spacious primary suite remains a true private retreat, complete with a trey ceiling, crown molding, upgraded carpet, updated ceiling fan, and a slider with direct pool access. The en-suite bath offers dual vanities with white cabinetry, a garden soaking tub beneath an arched window, a separate walk-in glass shower, and tile flooring bathed in natural light. Two well-sized guest bedrooms feature upgraded carpets, updated ceiling fans, and ample closet space — ideal for family, guests, or a home office. Outside, a screened heated electric saltwater pool and spacious lanai back to a private conservation area with no rear neighbors — your own Florida outdoor sanctuary year-round. Halifax Plantation delivers resort-style living with 18 holes of championship golf, practice facilities, 4 clay tennis courts, a fitness center, junior Olympic-size pool, and a 25,000 sq. ft. clubhouse featuring fine dining, a sports pub, banquet facilities, and meeting rooms. Miles of Live Oak-canopied boulevards are perfect for walking and biking. Beaches, parks, and everyday conveniences are minutes away. Maintenance-free. Move-in ready. Private pool. Conservation views. This is more than a home — it's a retreat, a lifestyle, and a community all in one.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,184
Sqft
0.29 ac
Lot size
3
Garage
2005
Year built
One
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,217 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,217/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.4%
$/sqft vs Ormond Beach actives
$263 vs $235
Days on market
66 vs 41 typical
Where $263/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Halifax Plantation
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Halifax Plantation — neighborhood snapshot
Population
1,878
Median age
71
Median income
$73,056
Median home value
$375,332
Avg household
2
Households w/ children
76%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3505 TORY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$560,000
3428 SALTEE CIRCLE · same community
4 bd · 2 ba · 2,234 sqft · $251/sqft · 10 DOM
Sold · Jul ’26$575,000
3428 REXFORD CIRCLE · same community
3 bd · 2 ba · 2,329 sqft · $247/sqft · 23 DOM
Sold · Aug ’25$545,000
3428 REXFORD CIRCLE · same community
3 bd · 2 ba · 2,329 sqft · $234/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3505 TORY CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3505 TORY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3505 TORY CIRCLE FAQs
What would the monthly payment be for 3505 TORY CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,217/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3505 TORY CIRCLE?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3505 TORY CIRCLE?+
The most recent tax bill on record (2025) was $6,708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3505 TORY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $575,000, this home is listed about 35% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 3505 TORY CIRCLE?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$575,000 runs 44% above the ORMOND BEACH 32174 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Hilary Deininger, PLLC. MLS #V4948955.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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