CENTURY 21 Edge
$437,0003 bd2 ba1,629 sqft$268 /sqft$3,078 /mo all-in ↓

523 KONOMAC LAKE DRIVE, DEBARY, FL, 32713

Active5 days on marketListed Aug 5, 2026MLS #V4950519

Single Family ResidenceST JOHNS RIVER ESTATES UNIT 02

About this home

523 KONOMAC LAKE DRIVE

Welcome home to this charming 3-bedroom, 2-bathroom oasis, perfectly situated on a generous, just under 1/2-acre lot with no HOA! Tucked away on a private dead-end road, peace and privacy await. This Debary home has been updated from top to bottom, new paint inside and out, updated flooring, interior doors, door hardware and new roof (9/ 2025), nothing to do but move in. Step inside to discover a beautifully renovated kitchen, a true chef's delight, featuring gleaming granite countertops, a stylish farm sink, tile backsplash, and new lighting that brightens the space. Stainless steel appliances and a convenient closet pantry with a frosted glass door complete this inviting kitchen. Adjacent, the formal dining room boasts vaulted ceilings and custom window shutters, perfect for entertaining. Throughout the home, elegant laminate flooring creates a seamless flow, complementing the vaulted ceilings and graceful archways. The desirable split bedroom plan offers privacy for all. Retreat to the updated Primary Bathroom, a spa-like sanctuary offering a luxurious Freestanding Deep Soaking tub and an amazing walk-in tile shower with glass enclosure. A convenient make-up vanity, private water closet, and double closets provide both comfort and ample storage. The 2nd full bathroom features a tile tub / shower. Both the spare bedrooms are spacious, have ceiling fans with lights and barn doors for the closets. Outside, enjoy the Florida lifestyle on your screened porch, offering serene views of the large, fenced backyard – a safe haven for play and pets. A charming paver patio is ideal for grilling and outdoor gatherings. With a new shingle roof and fresh exterior paint, this home is move-in ready. The oversized lot, complete with a 2-car garage, provides plenty of space for your work truck, boat, or RV, thanks to the freedom of no HOA. This delightful residence is ideally situated just a short distance from essential hospitals and medical offices, providing peace of mind. With effortless access to Interstate 4, your journey to anywhere is streamlined and simple. For those seeking adventure and entertainment, the magic of Orlando's world-famous attractions awaits a mere 30-minute drive away. Sun-kissed Florida beaches and the thrilling Daytona International Speedway are also within a short, scenic drive, perfect for weekend escapes and making unforgettable memories. Nature enthusiasts will revel in the proximity to Florida's breathtaking natural wonders. Explore the pristine beauty of Blue Springs State Park, discover other refreshing natural springs, or enjoy the tranquil waters of the St. Johns River – all just moments from your doorstep, offering endless opportunities for outdoor recreation and relaxation. This isn't just a home; it's your gateway to experiencing the very best of Central Florida living, blending everyday ease with an abundance of leisure. Don't miss the opportunity to make this exceptional location your own. Your dream Florida home awaits! Schedule your private tour today! Don't miss the opportunity to make this delightful property your own!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,629

Sqft

0.46 ac

Lot size

2

Garage

2003

Year built

One

Levels

$268

Per sqft

Pets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · RV Parking
ExteriorLighting

Community & fees

Taxes (2025)$1,823/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,078 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,573
FHA mortgage insurance (est.)$193
Property tax — 2025 actual bill$152
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,295Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,295
Interest rate6.00%
Loan term

Estimated payment

$3,078/mo

Principal & interest$2,573
FHA mortgage insurance (est.)$193
Property taxes (actual bill)$152
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $437K
$318KedgeAI estimate $338,722 · range $332K$356K$454K

vs edgeAI estimate

+29%

$/sqft vs Debary actives

$268 vs $204

Days on market

5 vs 31 typical

Where $268/sqft sits among the 107 Debary actives

23
35
15
20
6 · this home
8
$161–183$183–205$205–227$227–249$249–271$271+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St. Johns River Estates

Map of 523 KONOMAC LAKE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando39 min
Universal Orlando51 min
Orlando Int’l Airport (MCO)58 min
Walt Disney World64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Debary. See the full Debary guide →

St. Johns River Estates — neighborhood snapshot

Population

480

Median age

46

Median income

$123,261

Median home value

$413,500

Avg household

3

Households w/ children

42%

For the school run

Volusia County School District

ElementaryDebary Elementary School★★★★
HighUniversity High School★★★★★
MiddleRiver Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Debary market

Seller’s marketSeller’s market2.4 months of inventoryBuyer’s market

$393K$390K

Debary median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

51 of 107

Debary actives have cut their price

Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the DEBARY 32713 median. See the full Debary market guide →

Paper trail

This home's history

Aug 5, 2026Listed at $437,000 · 5 days on market since
2003Built · ST JOHNS RIVER ESTATES UNIT 02

Reality check

What actually sold near 523 KONOMAC LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

189 W HIGHBANKS ROADSold · Oct ’25

$315,000

189 W HIGHBANKS ROAD

3 bd · 2 ba · 1,556 sqft · $202/sqft · 7 DOM

603 LAZIO CIRCLESold · Oct ’25

$365,000

603 LAZIO CIRCLE

3 bd · 2 ba · 1,706 sqft · $214/sqft · 20 DOM

303 LAZIO CIRCLESold · May ’26

$389,900

303 LAZIO CIRCLE

3 bd · 2 ba · 1,706 sqft · $229/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 523 KONOMAC LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 523 KONOMAC LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

523 KONOMAC LAKE DRIVE FAQs

What would the monthly payment be for 523 KONOMAC LAKE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,078/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 523 KONOMAC LAKE DRIVE?+

The most recent tax bill on record (2025) was $1,823. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 523 KONOMAC LAKE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Debary?+

At $437,000, this home is listed about 10% above the Debary median of $397,450. The market section on this page shows how the area is trending.

Which schools are assigned to 523 KONOMAC LAKE DRIVE?+

Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$437,000 runs 39% above the DEBARY 32713 median.

02Fresh on the market

Only 5 days on market in a Debary market that averages 31 — if it fits, move quickly.

03Strong assigned schools

Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Brian Guyer. MLS #V4950519.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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