205 PONCE STREET, NEW SMYRNA BEACH, FL, 32168
Active8 days on marketListed Aug 11, 2026MLS #V4950648
Come see it
Upcoming open house
Sat, Aug 22
2:00 PM – 4:00 PM
About this home
205 PONCE STREET
Welcome to 205 Ponce St in New Smyrna Beach, where comfort, space, and the coastal lifestyle come together. Enjoy a golf cart ride to essentially anywhere you need. Plus, $9,000.00 SELLER CREDIT TOWARDS BUYERS INTEREST RATE/CLOSING COST WITH FULL PRICE OFFER!! This inviting 3 bedroom, 2 bath home features a metal roof, large driveway to a 1 car garage, updated kitchen + bathrooms, Florida room and new windows that bring in plenty of natural light. Step inside and imagine an easy everyday routine with refreshed interior spaces and a Florida room that offers additional room to relax, entertain, or create your own flexible retreat. Newer HVAC, Water Heater & metal roof, so no worries there! Step outside and picture weekends spent enjoying the large, fully fenced backyard with room for pets, gatherings, gardening, or simply unwinding in your own private outdoor space. A storage shed adds extra convenience for beach gear, bikes, tools, and outdoor equipment, while the driveway and 2 car garage provide plenty of practical parking and storage. Location is where this home really brings the New Smyrna Beach lifestyle within reach. Enjoy convenient access to nearby historic canal street, Flagler Avenue, local dining and entertainment, and the beautiful beaches that make NSB such a sought after place to call home. Whether you're heading out for a day on the water, meeting friends near Flagler, or coming home to relax in your own backyard, 205 Ponce St puts it all close at hand. Motivated seller, so bring your offer and make this New Smyrna Beach home yours! Whether downsizing, first time home buyer or investor adding this to a portfolio... this NSB gem seems to check majority of the boxes, would you agree? See you soon!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,073
Sqft
0.19 ac
Lot size
1
Garage
1975
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,459 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,459/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.5%
$/sqft vs New Smyrna Beach actives
$288 vs $362
Days on market
8 vs 73 typical
Where $288/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Smyrna Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Smyrna Estates — neighborhood snapshot
Population
237
Median age
47
Median income
$153,125
Median home value
$228,600
Avg household
3
Households w/ children
28%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
220 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 205 PONCE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$230,000
1004 WILKINS STREET
3 bd · 1.5 ba · 1,078 sqft · $213/sqft · 47 DOM
Sold · Sep ’25$187,500
514 MARY AVENUE
3 bd · 2 ba · 1,057 sqft · $177/sqft · 68 DOM
Sold · Aug ’25$255,000
511 TERRIER WAY
3 bd · 2 ba · 1,038 sqft · $246/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 205 PONCE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 205 PONCE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
205 PONCE STREET FAQs
What would the monthly payment be for 205 PONCE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,459/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 205 PONCE STREET?+
The most recent tax bill on record (2025) was $4,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $309,000, this home is listed about 41% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 205 PONCE STREET?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW SMYRNA BEACH 32168 market on paper
$309,000 is 16% below the NEW SMYRNA BEACH 32168 median of $369,000, and at $288/sqft it sits under the New Smyrna Beach average of $427.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Matthew Buckley. MLS #V4950648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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