CENTURY 21 Edge
$335,0003 bd2 ba1,268 sqft$264 /sqft$2,770 /mo all-in ↓

3172 PARMA DRIVE, DELTONA, FL, 32738

Active0 days on marketListed Aug 15, 2026MLS #V4950739

Single Family ResidenceDELTONA LAKES UNIT 35

About this home

3172 PARMA DRIVE

Virtually Staged. NEWER 2019 LGI-BUILT VERO MODEL…“BETTER THAN NEW!” …and wait until you see the BRAND-NEW COVERED LANAI SPANNING THE ENTIRE WIDTH OF THE HOME!!! Let’s start with that!!! For buyers who want to make the most of the Florida lifestyle — and have the space to truly enjoy it — this .37-ACRE PARCEL delivers! Stretching an impressive 48 FEET ACROSS THE BACK OF THE HOME, the newly added covered lanai creates an extraordinary amount of outdoor living space. The first two-thirds is fully screened, providing approximately 380 SQUARE FEET OF COVERED, SCREENED LIVING, while the remaining section — just under 200 ADDITIONAL SQUARE FEET — is enclosed with vinyl windows, creating a wonderfully versatile ALL-SEASON OUTDOOR LIVING ROOM. The outdoor living doesn’t stop there! Extending into the backyard are TWO SEPARATE CIRCULAR CONCRETE PATIOS, each designed for its own purpose. One is topped by a handsome covered gazebo — an ideal setting for an OUTDOOR KITCHEN AND GRILLING STATION — while the second creates the perfect spot for a FIRE PIT with warming conversations on cool evenings. An ELONGATED DRIVEWAY provides plenty of parking and leads to the front door of a home that, once inside, simply feels “JUST RIGHT”…not too big, not too small! To the left, the kitchen is inviting with rich ESPRESSO WOOD CABINETRY, STAINLESS STEEL APPLIANCES, a CLOSET PANTRY, and a charming CORNER BREAKFAST NOOK perfectly sized for a small table. An affixed GRANITE-TOPPED ISLAND opens through a broad pass-through, delivering the OPEN-CONCEPT CONNECTION everyone wants while cleverly defining an actual DINING ROOM on the other side that flows seamlessly into the living area. A SPACIOUS PRIMARY SUITE with PRIVATE ENSUITE and WALK-IN CLOSET is tucked away on the right side of the home, while the SPLIT-BEDROOM FLOOR PLAN provides the separation everyone wants — placing the good-sized secondary bedrooms, each with AMPLE CLOSET SPACE, on the opposite side of the home, along with the hall bath and INDOOR LAUNDRY CLOSET. Bringing it all together at the heart of the home is the GREAT ROOM, with SLIDING GLASS DOORS opening directly onto that incredible lanai. The home is connected to city water, and the septic is smartly positioned in the front yard, leaving that wonderful backyard free for outdoor fun and future projects — with NO HOA imposing association rules on how you choose to use the space! Blinds, refrigerator, washer/dryer, and water softener all stay — so much of what you need is already here! Even better, MOST OF THE FURNITURE AND FURNISHINGS ARE AVAILABLE FOR SEPARATE PURCHASE, making this an especially easy FIRST HOME, SECOND HOME, OR FLORIDA GETAWAY!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,268

Sqft

0.37 ac

Lot size

2

Garage

2019

Year built

One

Levels

$264

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Stone Counters · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorSidewalk · Sliding Doors

Community & fees

Taxes (2025)$5,872/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,770 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$489
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,725
Interest rate6.00%
Loan term

Estimated payment

$2,770/mo

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$489
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $335K
$260KedgeAI estimate $282,909 · range $270K$305K$348K

vs edgeAI estimate

+18.4%

$/sqft vs Deltona actives

$264 vs $205

Days on market

0 vs 31 typical

Where $264/sqft sits among the 321 Deltona actives

55
62
86
53
34
31 · this home
$156–175$175–195$195–215$215–235$235–254$254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deltona Lakes

Map of 3172 PARMA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando41 min
Universal Orlando54 min
Orlando Int’l Airport (MCO)60 min
Walt Disney World66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

Deltona Lakes — neighborhood snapshot

Population

86,681

Median age

40

Median income

$72,296

Median home value

$254,238

Avg household

3

Households w/ children

10,582

For the school run

Volusia County School District

ElementarySpirit Elementary School★★★★★
MiddleDeltona Middle School★★★★★
HighDeltona High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller3.1 months of inventoryBuyer’s market

$300K$319K

Deltona median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

149 of 321

Deltona actives have cut their price

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the DELTONA 32738 median. See the full Deltona market guide →

Paper trail

This home's history

Aug 15, 2026Listed at $335,000 · 0 days on market since
2019Built · DELTONA LAKES UNIT 35

Reality check

What actually sold near 3172 PARMA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2479 CAPTAIN DRIVESold · Jul ’26

$299,990

2479 CAPTAIN DRIVE · same community

3 bd · 2 ba · 1,268 sqft · $237/sqft · 41 DOM

3054 PARMA DRIVESold · Feb ’26

$180,000

3054 PARMA DRIVE · same community

3 bd · 2 ba · 1,280 sqft · $141/sqft · 3 DOM

3314 SHALIMAR CIRCLESold · Dec ’25

$181,200

3314 SHALIMAR CIRCLE · same community

3 bd · 2 ba · 1,244 sqft · $146/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3172 PARMA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3172 PARMA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3172 PARMA DRIVE FAQs

What would the monthly payment be for 3172 PARMA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,770/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3172 PARMA DRIVE?+

The most recent tax bill on record (2025) was $5,872. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3172 PARMA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deltona?+

At $335,000, this home is listed about 2% above the Deltona median of $329,450. The market section on this page shows how the area is trending.

Which schools are assigned to 3172 PARMA DRIVE?+

Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Delta Schrade. MLS #V4950739.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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