311 SAN MIGUEL STREET UNIT 311, WINTER SPRINGS, FL, 32708
Active3 days on marketListed Aug 15, 2026MLS #V4950741
About this home
311 SAN MIGUEL STREET UNIT 311
Virtually Staged. Enjoy life in this beautiful, recently renovated 2 bedroom, 2 bathroom patio home located in the beautiful Indian River community in Winter Springs. Welcome to a low maintenance lifestyle with the Condo Assn maintaining the lawn, sparkling community pool and clubhouse, tennis courts. This Central Florida location, near roads 434, 419 and 17/92, provides convenient access to the Winter Park restaurant and shopping district, other restaurants, shopping such as Publix, plus the Oviedo Mall and Advent Hospital. It is also only a 25 minute drive to the University of Central Florida and, so, is perfect for Faculty or Students! There are multiple parks in the area, such as Mount Greenwood Park and Big Tree Park, which host many activities throughout the year. The newly installed kitchen and freshly painted interior looks beautiful. One of the standout features of this home is the private outdoor space. The fenced patio area creates a comfortable spot for morning coffee....... ......container gardening, pets, outdoor dining, or relaxing at the end of the day. The included storage shed at 6 ft by 4 ft adds valuable functionality, offering extra space for tools, bikes, surfboards, or outdoor equipment. Indian River offers a peaceful residential setting known for its convenient access to parks, trails, shopping and dining. With its newly renovated interior, efficient 2-bedroom layout, private fenced outdoor space, storage shed, and desirable Winter Springs location, this condominium patio home offers comfort, convenience, and low-maintenance living in one of Seminole County's most appealing areas.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
945
Sqft
0.04 ac
Lot size
1980
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,483 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,483/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.1%
$/sqft vs Winter Springs actives
$189 vs $240
Days on market
3 vs 45 typical
Where $189/sqft sits among the 122 Winter Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Indian Ridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,300/mo median
Live Winter Springs rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Indian Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Indian Ridge is a short-term-rental community. See the full guide →
Indian Ridge — neighborhood snapshot
Population
816
Median age
34
Median income
$62,269
Median home value
$228,800
Avg household
3
Households w/ children
150
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Springs market
$433K → $440K
Winter Springs median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
78 of 122
Winter Springs actives have cut their price
Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 311 SAN MIGUEL STREET UNIT 311
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$234,000
326 SAN MIGUEL STREET · same community
3 bd · 2 ba · 1,032 sqft · $227/sqft · 6 DOM
Sold · Jun ’26$223,000
328 SAN MIGUEL STREET UNIT 328 · same community
3 bd · 2 ba · 1,032 sqft · $216/sqft · 98 DOM
Sold · Nov ’25$219,000
418 SAN GABRIEL STREET UNIT 418 · same community
2 bd · 1 ba · 759 sqft · $289/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 311 SAN MIGUEL STREET UNIT 311 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 311 SAN MIGUEL STREET UNIT 311 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
311 SAN MIGUEL STREET UNIT 311 FAQs
What would the monthly payment be for 311 SAN MIGUEL STREET UNIT 311?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,483/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 311 SAN MIGUEL STREET UNIT 311?+
The most recent tax bill on record (2025) was $2,286. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 311 SAN MIGUEL STREET UNIT 311 be rented short-term?+
Yes — this home sits inside Indian Ridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 311 SAN MIGUEL STREET UNIT 311?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Springs?+
At $178,900, this home is listed about 55% below the Winter Springs median of $396,250. The market section on this page shows how the area is trending.
Which schools are assigned to 311 SAN MIGUEL STREET UNIT 311?+
Layer Elementary School (elementary), Winter Springs High School (high), Indian Trails Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WINTER SPRINGS 32708 market on paper
$178,900 is 49% below the WINTER SPRINGS 32708 median of $350,000, and at $189/sqft it sits under the Winter Springs average of $245.
02Zoned for nightly rentals
Indian Ridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 3 days on market in a Winter Springs market that averages 45 — if it fits, move quickly.
04Strong assigned schools
Layer Elementary School, Winter Springs High School, Indian Trails Middle School — Layer Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER COAST REALTY · Michael Ussery. MLS #V4950741.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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