CENTURY 21 Edge
$437,9004 bd2 ba2,039 sqft$215 /sqft$3,403 /mo all-in ↓

720 TOMLINSON TERRACE, LAKE MARY, FL, 32746

Active0 days on marketListed Aug 18, 2026MLS #V4950788

Private poolSingle Family ResidenceLAKEWOOD AT THE CROSSINGS UNIT 4

Come see it

Upcoming open house

Sun, Aug 23

1:00 PM – 3:00 PM

About this home

720 TOMLINSON TERRACE

Virtually Staged. A private pool, a NEW ROOF and more than 2,000 square feet in the heart of Lake Mary, this home is ready for its next chapter. Set along a tree-lined street in Crossings Lakewood at Greenwood Lakes, this four-bedroom, two-bath home pairs an inviting single-story layout with spaces designed for gathering, relaxing and enjoying Florida’s outdoor lifestyle. Inside, vaulted ceilings bring an airy feel to the expansive living room, where a gorgeous fireplace creates a natural focal point and oversized sliding doors frame the pool beyond. Wood-look flooring and a fresh neutral palette flow through the main living areas and bedrooms, while a dedicated dining space offers room for everyday meals and special occasions. The eat-in kitchen features wood cabinetry, solid surface bright countertops, a tiled backsplash, stainless steel appliances, a breakfast bar and generous pantry storage. The split-bedroom floor plan places the primary suite apart from the three secondary bedrooms, providing welcome separation for guests, a home office or changing household needs. Both bathrooms offer spacious vanities and tiled bathing areas, and the attached two-car garage provides additional storage. Out back, the freeform swimming pool takes center stage, surrounded by an open patio with room for loungers, dining and weekend gatherings. A child-safety fence is already installed, while the fenced backyard retains a sunny lawn for gardening, recreation or four-legged companions. Mature landscaping, stone accents and a covered entry complete the home’s established curb appeal. Nearby Greenwood Lakes Park offers lighted tennis courts, playgrounds, a pavilion and access to the Cross Seminole Trail. Downtown Lake Mary adds locally owned dining, boutiques, Central Park, community events and the Saturday Farmers Market. Shopping, restaurants, SunRail, Interstate 4 and State Road 417 are all within easy reach, with Orlando attractions and Atlantic beaches available for memorable day trips. This is Lake Mary living with the space, pool and location buyers continue to seek.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,039

Sqft

0.19 ac

Lot size

2

Garage

1988

Year built

One

Levels

$215

Per sqft

Private poolFireplacePets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorSliding Doors

Community & fees

HOA fee$30/mo
Taxes (2025)$5,296/yr
PetsYes
CommunityDeed Restrictions · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,403 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,578
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$441
HOA fee — from the listing$30
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,327Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,327
Interest rate6.00%
Loan term

Estimated payment

$3,403/mo

Principal & interest$2,578
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$441
HOA / condo fee$30
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $438K
$420KedgeAI estimate $492,858 · range $484K$525K$546K

vs edgeAI estimate

−11.2%

Days on market

0 vs 46 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakewood At The Crossings

Map of 720 TOMLINSON TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Orlando25 min
Universal Orlando37 min
Orlando Int’l Airport (MCO)45 min
Walt Disney World50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

Lakewood At The Crossings — neighborhood snapshot

Population

2,244

Median age

49

Median income

$152,754

Median home value

$303,546

Avg household

2

Households w/ children

246

For the school run

Seminole County School District

MiddleGreenwood Lakes Middle School★★★★★
HighLake Mary High School★★★★★
ElementaryLake Mary Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

Aug 18, 2026Listed at $437,900 · 0 days on market since
1988Built · LAKEWOOD AT THE CROSSINGS UNIT 4

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 720 TOMLINSON TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 720 TOMLINSON TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

720 TOMLINSON TERRACE FAQs

What would the monthly payment be for 720 TOMLINSON TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,403/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 720 TOMLINSON TERRACE?+

The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 720 TOMLINSON TERRACE?+

The most recent tax bill on record (2025) was $5,296. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 720 TOMLINSON TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $437,900, this home is listed about 4% above the Lake Mary median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 720 TOMLINSON TERRACE?+

Greenwood Lakes Middle School (middle), Lake Mary High School (high), Lake Mary Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$437,900 runs 16% above the LAKE MARY 32746 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Lake Mary market that averages 46 — if it fits, move quickly.

04Strong assigned schools

Greenwood Lakes Middle School, Lake Mary High School, Lake Mary Elementary School — Lake Mary Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GLORY INTL. REAL ESTATE CO · Jennifer Clark. MLS #V4950788.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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