520 S ARMENIA AVENUE UNIT 1229E, TAMPA, FL, 33609
Active23 days on marketListed Aug 29, 2026MLS #V4950989
About this home
520 S ARMENIA AVENUE UNIT 1229E
SOHO Living in the Heart of South Tampa! Welcome home to our beautifully renovated 2-Bed, 2-Bath unit featuring High-End Finishes and exceptional convenience in a private, Secured-Access Building. This ALL-Ages, PET-Friendly Community offers a welcoming environment, Two dedicated Parking Spaces, Ring Peep-Hole Door Cam, and an IN-Unit Washer and Dryer. The thoughtfully designed Open Floor Plan provides an effortless flow between the Living, Dining, and Kitchen areas, making this home well-suited for everyday living or entertaining guests. The desirable DUAL-Primary Suites provide exceptional privacy, each with a WALK-IN Closet and Renovated Baths, featuring Contemporary Fixtures, Custom Inserts, and a Spa-Inspired Atmosphere. The fully remodeled Gourmet Kitchen is the true centerpiece of this exceptional unit, showcasing High-End Appliances, Contemporary Cabinetry, elegant CORIAN Countertops, Custom Built-ins, a stylish Mini bar, Wine cooler, and under-counter Microwave. The impressive appliance package includes an LG 3-door refrigerator w/ Dual Ice Makers and a Samsung SmartThings Wi-Fi range featuring (5) cooking Elements, a Convection oven, and versatile functions including Bread Proof, Dehydrator, and Air Fry. Designed with entertaining in mind, the kitchen opens seamlessly to the living area, creating an elegant yet functional space for both everyday living and hosting guests. Additional improvements include a tankless water heater and updated HVAC, providing added efficiency and peace of mind. With secure building access, two garage parking spaces, in-unit laundry, dual primary suites, and extensive high-end renovations, this exceptional residence offers a turnkey opportunity for those seeking stylish, low-maintenance living in the Heart of Tampa. Call today to schedule your showing
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,231
Sqft
0 ac
Lot size
2
Garage
2001
Year built
One
Levels
$324
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,058 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,058/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.1%
$/sqft vs Tampa actives
$324 vs $293
Days on market
23 vs 43 typical
Where $324/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hyde Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Hyde Park — neighborhood snapshot
Population
11,614
Median age
38
Median income
$121,864
Median home value
$694,528
Avg household
2
Households w/ children
1,017
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
241 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 520 S ARMENIA AVENUE UNIT 1229E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$245,000
520 S ARMENIA AVENUE UNIT 1232 · same community
1 bd · 1 ba · 789 sqft · $311/sqft · 541 DOM
Sold · Jun ’26$265,000
520 S ARMENIA AVENUE UNIT 1238 · same community
1 bd · 1 ba · 789 sqft · $336/sqft · 77 DOM
Sold · Dec ’25$283,000
520 S ARMENIA AVENUE UNIT 1226 · same community
1 bd · 1 ba · 789 sqft · $359/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 520 S ARMENIA AVENUE UNIT 1229E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 S ARMENIA AVENUE UNIT 1229E — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
520 S ARMENIA AVENUE UNIT 1229E FAQs
What would the monthly payment be for 520 S ARMENIA AVENUE UNIT 1229E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,058/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 520 S ARMENIA AVENUE UNIT 1229E?+
The most recent tax bill on record (2025) was $4,487. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 520 S ARMENIA AVENUE UNIT 1229E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $398,800, this home is listed about 11% below the Tampa median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 520 S ARMENIA AVENUE UNIT 1229E?+
Mitchell Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33609 market on paper
$398,800 is 18% below the TAMPA 33609 median of $487,500, and at $324/sqft it sits under the Tampa average of $343.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Mitchell Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Mitchell Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE C SMITH REAL ESTATE GROUP LLC · Zain Husain. MLS #V4950989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 520 S ARMENIA AVENUE UNIT 1229E but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →