18931 E ALTOONA ROAD, ALTOONA, FL, 32702
Active18 days on marketListed Sep 4, 2026MLS #V4951103
About this home
18931 E ALTOONA ROAD
Virtually Staged. ADORABLE COUNTRY COTTAGE WITH SO MUCH POTENTIAL! Welcome to 18931 E Altoona Road, a quaint and cozy 1930 cottage tucked along a beautiful paved country road in Altoona. If you have been searching for an affordable property with character, room to breathe, and the opportunity to make it your own, this could be the one! This charming 904-square-foot home offers vintage appeal, including a lovely stone fireplace, metal roof, wood-frame construction with siding, and an inside utility room. The property sits on a nice-sized lot with a concrete driveway extending toward the backyard and plenty of room to potentially add a garage or workshop. A large newer storage shed provides additional space, while the yard offers a wonderful spot for a garden. The property is partially fenced, animals are allowed, and with its own well and septic system, there are no monthly water or sewer bills. This little cottage has been home to its current owner for a number of years and is ready for someone with vision to bring it back to its full potential. This is a true fixer-upper and will require repairs and updating. It is being sold strictly AS-IS, WHERE-IS, with the seller making no repairs, and has been priced accordingly. Whether you are looking for a renovation project, a cozy country retreat, an investment property, or simply a place where you can roll up your sleeves and create something special, this sweet vintage cottage offers plenty of possibilities. Bring your imagination and come see the potential!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
904
Sqft
0.53 ac
Lot size
1930
Year built
One
Levels
$94
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$816 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$816/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NONE
$94 vs $317
Days on market
18 vs 18 typical
Where $94/sqft sits among the 242 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altoona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altoona. See the full Altoona guide →
ALTOONA 32702 — neighborhood snapshot
Population
2,732
Median age
56.6
Median income
$51,762
Median home value
$92,700
Avg household
2.17
Households w/ children
211
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Altoona market
$179K → $225K
Altoona median sold, yr/yr
89.4%
Sale-to-list ratio (12 mo)
119 of 242
NONE have cut their price
Median sold price, Altoona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the ALTOONA 32702 median. See the full Altoona market guide →
Paper trail
This home's history
Reality check
What actually sold near 18931 E ALTOONA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$339,000
28750 JONES LOOP ROAD · same community
2 bd · 1 ba · 886 sqft · $383/sqft · 0 DOM
Sold · Dec ’25$200,000
1401 E VOORHIS AVENUE · same community
2 bd · 1 ba · 961 sqft · $208/sqft · 204 DOM
Sold · Jun ’26$450,000
8225 WAKEFORD ROAD · same community
3 bd · 2.5 ba · 1,339 sqft · $336/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 18931 E ALTOONA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18931 E ALTOONA ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18931 E ALTOONA ROAD FAQs
What would the monthly payment be for 18931 E ALTOONA ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $816/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18931 E ALTOONA ROAD?+
The most recent tax bill on record (2025) was $1,420. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18931 E ALTOONA ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altoona?+
At $85,000, this home is listed about 85% below the Altoona median of $565,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18931 E ALTOONA ROAD?+
Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Becky Singleton. MLS #V4951103.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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