3512 FERNANDA DRIVE, DELTONA, FL, 32738
Active6 days on marketListed Sep 14, 2026MLS #V4951286
About this home
3512 FERNANDA DRIVE
Welcome to 3512 Fernanda Drive! This beautifully updated 3-bedroom, 2-bath home offers an inviting open-concept layout. The kitchen sits at the heart of the home and features a spacious island with granite countertops, stainless steel appliances, updated cabinetry, and an easy flow into the dining and living areas. Recent updates include beautiful porcelain tile flooring throughout the main living areas and bedrooms, fresh interior paint, and upgraded decorative light fixtures that add style and character throughout the home. The cohesive flooring and fresh finishes create a bright, polished, and move-in-ready feel. Step outside to enjoy the covered rear porch, now screened in with an access door, creating a comfortable extension of the living space that's perfect for morning coffee, relaxing evenings, or simply enjoying Florida living. The backyard also features a new vinyl privacy fence, providing added privacy and a clean, finished look. Located in an established Deltona community with access to a community pool, the home is conveniently situated near shopping, dining, grocery stores, and major roadways, including I-4 and SR 415, with easy access to Sanford, New Smyrna Beach, and surrounding areas. Washer and dryer are included at full asking price. With stylish updates, an open floor plan, granite countertops, porcelain tile flooring, fresh paint, upgraded lighting, a fenced backyard, and screened outdoor living space, this home is ready for its next chapter. Come see what makes 3512 Fernanda Drive feel like home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,537
Sqft
0.16 ac
Lot size
2
Garage
2021
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,844 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,844/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs Deltona actives
$221 vs $207
Days on market
6 vs 32 typical
Where $221/sqft sits among the 342 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
DELTONA 32738 — neighborhood snapshot
Population
48,458
Median age
36.8
Median income
$76,394
Median home value
$257,700
Avg household
2.98
Households w/ children
6,144
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
165 of 342
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 3512 FERNANDA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$318,000
1028 LANDING LANE · same community
3 bd · 2 ba · 1,537 sqft · $207/sqft · 26 DOM
Sold · Apr ’26$315,000
3532 PATRON AVENUE · same community
3 bd · 2 ba · 1,537 sqft · $205/sqft · 71 DOM
Sold · May ’26$317,500
3521 PATRON AVENUE · same community
3 bd · 2 ba · 1,537 sqft · $207/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3512 FERNANDA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3512 FERNANDA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3512 FERNANDA DRIVE FAQs
What would the monthly payment be for 3512 FERNANDA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,844/mo — principal and interest, the actual property-tax bill, the $68/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3512 FERNANDA DRIVE?+
The association fee works out to $68 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3512 FERNANDA DRIVE?+
The most recent tax bill on record (2025) was $5,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3512 FERNANDA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $340,000, this home is listed about 3% above the Deltona median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3512 FERNANDA DRIVE?+
Osteen Elementary School (elementary), Pine Ridge High School (high), Heritage Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Lydia Velazquez. MLS #V4951286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Deltona homes, in your inbox
Like 3512 FERNANDA DRIVE but not quite? A daily digest of every new listing in Deltona — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Angela to ping you on any price or status change →