1032 CONCERT AVENUE, SPRING HILL, FL, 34609
Active515 days on marketListed Mar 13, 2025MLS #W7873394
About this home
1032 CONCERT AVENUE
One or more photo(s) has been virtually staged. **Virtually Staged – Modern Luxury, Move-In Ready!** Welcome to this beautifully crafted 4-bedroom, 2-bathroom home where contemporary design meets everyday comfort. Although the original exterior walls were constructed in 2000, this home underwent a complete transformation and received its **Certificate of Occupancy in 2025**, offering the confidence and appeal of modern construction. From the moment you step inside, you'll be impressed by the soaring ceilings, abundant natural light, and spacious open-concept floor plan designed for today's lifestyle. The seamless flow between the living, dining, and kitchen areas creates the perfect setting for entertaining family and friends or simply enjoying everyday living. The stunning chef-inspired kitchen showcases premium finishes, stylish cabinetry, and ample workspace, making it as functional as it is beautiful. Throughout the home, you'll find luxury flooring and thoughtfully selected high-end finishes that create an elegant, cohesive design. The spacious primary suite serves as your private retreat, featuring a spa-like atmosphere and an oversized walk-in closet with the feel of a personal dressing room. Step outside to an expansive backyard with plenty of room to design your dream outdoor living space—including space for a future pool. Whether you envision weekend barbecues, a tropical garden, or relaxing evenings under the Florida sky, the possibilities are endless. This exceptional home offers the perfect combination of modern luxury, quality craftsmanship, and peace of mind with its **2025 Certificate of Occupancy**. Don't miss your opportunity to own this truly move-in-ready property. **Buyer Incentive:** Our preferred lender offers **up to 1% lender credit** toward closing costs or rate buy-down for qualified buyers. This version is more inviting, emphasizes the value of the 2025 Certificate of Occupancy, and presents the history of the home positively while remaining accurate.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,458
Sqft
0.23 ac
Lot size
2
Garage
2000
Year built
One
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.1%
$/sqft vs SPRING HILL
$157 vs $200
Days on market
515 vs 43 typical
Where $157/sqft sits among the 277 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $323K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
136 of 277
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 1032 CONCERT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$380,000
11150 MARQUETTE STREET · same community
3 bd · 3.5 ba · 2,356 sqft · $161/sqft · 17 DOM
Sold · Mar ’26$377,500
7337 PRICE STREET · same community
4 bd · 2 ba · 2,102 sqft · $180/sqft · 18 DOM
Sold · Dec ’25$365,000
10462 BAYLOR DRIVE · same community
3 bd · 2 ba · 1,883 sqft · $194/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1032 CONCERT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1032 CONCERT AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1032 CONCERT AVENUE FAQs
What would the monthly payment be for 1032 CONCERT AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1032 CONCERT AVENUE?+
The most recent tax bill on record (2024) was $3,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $384,990, this home is listed about 13% above the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1032 CONCERT AVENUE?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$384,990 runs 14% above the SPRING HILL 34609 median — but at 2,458 sqft it's also 38% larger than the typical Spring Hill listing.
02Time on market is leverage
515 days on market against a Spring Hill median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $474,900, now $384,990 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LARTOK LLC · Renata Langame. MLS #W7873394.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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