11644 SPINDRIFT LOOP, HUDSON, FL, 34667
Active351 days on marketListed Aug 6, 2025MLS #W7877906
About this home
11644 SPINDRIFT LOOP
RARE FIND - Beautiful home with Florida room ON the GREEN with OVER $30,000 in UPDATES! 3 BEDROOMS | 2 Bath | 2-Car Garage | Versatile Florida Room with Golf Course and Conservation Views! Don’t miss this exceptional opportunity to own a beautifully upgraded 3-bedroom, 2-bath home with a spacious 2-car garage and a massive Florida room (12X20 heated/cooled) overlooking the 11th hole—perfect for morning coffee, kicking back with a book, hosting guests or sunset relaxation. This MOVE-IN READY home features recent major updates including a 2024 ROOF and HVAC system, newer hot water heater, new refrigerator, and washer and dryer. The interior shines with new double-pane windows, new wood laminate flooring in the great room, and thoughtful upgrades like Phantom Screens at both the front entry and garage, Hunter Douglas block-out shades, and high-rise commodes. The primary suite includes an updated walk-in shower that feels reminiscent of a rainforest spa, while the home also features an in-wall pest control system, water softener and filtration system with reverse osmosis to the refrigerator, and gutters for added protection. X Flood Zone! Located in the sought-after Heritage Pines Community, this home offers completely maintenance-free living within an active 55+ gated community. Nestled along Florida’s scenic Nature Coast, Heritage Pines is just 45 minutes north of Tampa International Airport and is known for its peaceful, serene setting rich with natural beauty. The community is proud to be named a “Neighborhood for Nature” by Audubon International, offering a lifestyle surrounded by lush greenery and vibrant wildlife. Heritage Pines is a secure and financially sound community of 1,406 homes, featuring a private, resident-owned golf course, a spectacular clubhouse, and a full calendar of events and activities. Whether you're into golf, fitness, social clubs, or simply enjoying the tranquil surroundings, there’s something here for everyone. This is truly a rare gem in one of Florida’s most desirable 55+ resort-style communities - The Florida Life Awaits!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,175
Sqft
0.13 ac
Lot size
2
Garage
2002
Year built
One
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,545 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,545/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.1%
$/sqft vs Hudson actives
$138 vs $197
Days on market
351 vs 42 typical
Where $138/sqft sits among the 400 Hudson actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34667 — neighborhood snapshot
Population
30,674
Median age
60.3
Median income
$51,106
Median home value
$214,200
Avg household
1.98
Households w/ children
2,095
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
193 of 400
Hudson actives have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 11644 SPINDRIFT LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$313,000
11738 SPINDRIFT LOOP · same community
3 bd · 2 ba · 2,048 sqft · $153/sqft · 3 DOM
Sold · May ’26$267,000
11636 SPINDRIFT LOOP · same community
3 bd · 2 ba · 1,695 sqft · $158/sqft · 22 DOM
Sold · Feb ’26$275,000
11705 SPINDRIFT LOOP · same community
3 bd · 2 ba · 1,687 sqft · $163/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11644 SPINDRIFT LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11644 SPINDRIFT LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11644 SPINDRIFT LOOP FAQs
What would the monthly payment be for 11644 SPINDRIFT LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,545/mo — principal and interest, the actual property-tax bill, the $295/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11644 SPINDRIFT LOOP?+
The association fee works out to $295 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11644 SPINDRIFT LOOP?+
The most recent tax bill on record (2024) was $2,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11644 SPINDRIFT LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $299,900, this home is listed about 9% below the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11644 SPINDRIFT LOOP?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Golf Course & Trees/Woods & Water views
The golf course and trees/woods and water view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
351 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $339,900, now $299,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRIDGE POINT BUSINESS REAL EST · Melinda Grimes. MLS #W7877906.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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