12612 4TH ISLE, HUDSON, FL, 34667
Active267 days on marketListed Nov 11, 2025MLS #W7880391
About this home
12612 4TH ISLE
Virtually Staged. Enhanced pricing for this Unique/One of a Kind Waterfront home in Leisure Beach! Situated on 65 feet of seawall, the property features an impressive, permanently covered 30’ x 15’ dock, engineered with 15 Snap Jacket pilings. Add the floating dock, boat lift, and two motorized davits, and you have an outstanding setup ready for serious boating, fishing, and year-round water access. The maintenance-free, two-level concrete backyard provides the perfect space for effortless entertaining. Boaters, anglers, and coastal-lifestyle seekers — welcome to the property you’ve been waiting for. Located in the highly desirable Golf Cart- Friendly Leisure Beach community with no HOA and true Gulf access, this well-maintained 3-bed, 1.5-bath canal-front home offers 1,761 sq ft of comfortable coastal living with exceptional waterfront infrastructure rarely found at this price point. A screened front porch and screened back porch create inviting spots to relax and enjoy coastal breezes morning to night. Inside, the home’s layout flows beautifully for everyday living or seasonal enjoyment. The spacious living room opens to a bright Florida room, offering flexible space for lounging, dining, or entertaining. The kitchen provides ample cabinetry, generous counter space, and a full appliance package, while the adjoining dining area comfortably accommodates family or guests. Tile flooring throughout ensures durability and easy care. The home also includes a one-car garage with laundry hookups, a shoe-shaped driveway offering plentiful off-street parking, new PEX plumbing (warranty through 2041), a Brinks wireless security system, and a 3-ton A/C system for long-term comfort and efficiency. Just minutes from Hudson Beach, waterfront dining, and Robert Strickland Memorial Park, this canal-front gem offers the very best of Gulf Coast living — on the water and off. Homes with no HOA, true Gulf access, and this level of dock infrastructure are exceptionally rare. To top it off, the property includes an assumable, affordable flood insurance policy, delivering added peace of mind. Schedule your private showing today and discover why this is one of Hudson’s standout waterfront opportunities.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,761
Sqft
0.14 ac
Lot size
1
Garage
1971
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,987 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,987/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.3%
$/sqft vs LEISURE BEACH
$227 vs $289
Days on market
267 vs 47 typical
Where $227/sqft sits among the 20 homes for sale in LEISURE BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34667 — neighborhood snapshot
Population
30,674
Median age
60.3
Median income
$51,106
Median home value
$214,200
Avg household
1.98
Households w/ children
2,095
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $279K
Hudson median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
8 of 20
LEISURE BEACH have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12612 4TH ISLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$300,000
12813 3RD ISLE · same community
2 bd · 2 ba · 1,777 sqft · $169/sqft · 22 DOM
Sold · Jun ’26$315,000
12629 2ND ISLE · same community
2 bd · 2 ba · 1,722 sqft · $183/sqft · 262 DOM
Sold · Nov ’25$380,000
12817 2ND ISLE · same community
2 bd · 2 ba · 1,687 sqft · $225/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 12612 4TH ISLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12612 4TH ISLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12612 4TH ISLE FAQs
What would the monthly payment be for 12612 4TH ISLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,987/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12612 4TH ISLE?+
The most recent tax bill on record (2024) was $3,554. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hudson?+
At $399,900, this home is listed about 18% above the Hudson median of $338,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12612 4TH ISLE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,900 runs 43% above the HUDSON 34667 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
267 days on market against a Hudson median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $549,900, now $399,900 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS FL TROPICS · Kathleen Paglaiccetti. MLS #W7880391.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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