1643 W MCNEAL DRIVE, CITRUS SPRINGS, FL, 34434
Active243 days on marketListed Dec 15, 2025MLS #W7881434
About this home
1643 W MCNEAL DRIVE
2 Lots in row. Altkey: 2050136(Lot 11) Altkey: 2050128 Lot 10) . Minutes from US 41/N Florida Avenue. Seven minutes to Lecanto Highway in Beverly Hills with local shopping Target, Walmart, Hobby Lobby and restaurants (Texas Roadhouse). 14 minutes to the famous Rainbow Springs State Park (in Dunnellon) offering a crystal clear 70-degree year round swimming hole, beautiful waterfalls, and walking trails, swimming, kayaking, snorkeling and tubing. Between Beverly Hills, Lecanto, Citrus Springs, & Dunnellon you will find additional shopping and restaurants, churches, doctor’s offices, tennis courts, baseball fields, golf courses, playgrounds. Plus access to the 46-mile Withlacoochee State Bicycle Trail. No mandatory HOA! Deed Restrictions attached. The land is flat and easy to clear. The homes are affordable, spread out with a rural feel which makes it a great place to live. There are amenities which include a library, community center, lighted tennis courts, and a park. Citrus Springs is minutes from boating, fishing, diving, and beautiful freshwater springs. Ocala is a 45 minute drive north. Orlando & Tampa about an hour drive south. This community is growing and is a great place to build your dream home!
Facts & features
The home at a glance
0.29 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$356 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$356/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $262K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1643 W MCNEAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$229,000
6075 N DARLINGTON DRIVE
3 bd · 2 ba · 1,331 sqft · $172/sqft · 103 DOM
Sold · May ’26$239,000
5659 N MATHESON DRIVE
3 bd · 2 ba · 1,405 sqft · $170/sqft · 2 DOM
Sold · Sep ’25$267,000
5628 N BAGWELL POINT
3 bd · 2 ba · 1,462 sqft · $183/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1643 W MCNEAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1643 W MCNEAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1643 W MCNEAL DRIVE FAQs
What would the monthly payment be for 1643 W MCNEAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $356/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1643 W MCNEAL DRIVE?+
The most recent tax bill on record (2024) was $146. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $29,000, this home is listed about 89% below the Citrus Springs median of $274,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1643 W MCNEAL DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KW REALTY ELITE PARTNERS · Trevor Bohon. MLS #W7881434.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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