CENTURY 21 Edge
$350,000$379,0002 bd2 ba1,004 sqft$349 /sqft$2,558 /mo all-in ↓

13604 MARIA DRIVE, HUDSON, FL, 34667

Active161 days on marketListed Feb 23, 2026MLS #W7883307

Reduced $29KWaterfrontPrivate poolSingle Family ResidenceSEA RANCH ON GULF

About this home

13604 MARIA DRIVE

Live the ultimate Gulf Coast boating lifestyle in this updated Direct Gulf Access waterfront home located in the heart of Hudson Beach. With 60 feet of concrete seawall and a floating dock on a saltwater canal, you’ll enjoy unrestricted access to the Gulf of Mexico with no fixed bridges—perfect for serious boaters, anglers, and sunset cruisers alike. This move-in-ready 2-bedroom, 2-bathroom home has been thoughtfully upgraded for comfort, style, and peace of mind. Recent 2024 improvements include a new HVAC system, hurricane impact windows and doors, hurricane impact garage door, stainless steel appliances, granite kitchen island and countertops, and white wood shaker cabinets. Ceramic wood-look tile flooring runs throughout the home, complemented by fresh interior and exterior paint. The roof was replaced in 2016. Flood Insurance is $2396 a year… Homeowners Insurance is $2200 a year. Step outside to your rear screened porch overlooking the canal—an ideal place to enjoy your morning coffee as dolphins and manatees glide past. Spend your afternoons fishing for redfish, snook, and snapper right from your dock before heading out for a sunset cruise into the open waters of the Gulf. The spacious backyard is designed for entertaining and relaxed coastal living, featuring an above-ground pool and a large storage shed with 220 power—perfect for workshop space, boating gear, or additional storage. Welcome to Hudson Beach—a true boater’s paradise just north of Tampa along Florida’s scenic Gulf Coast. Here, life revolves around the water. The Gulf breeze, open waterways, and salt-air culture create a laid-back atmosphere reminiscent of old Florida charm. Waterfront tiki bars, local seafood restaurants, marinas, and a small public beach create a vibrant, tight-knit coastal community where neighbors gather to celebrate nightly sunsets. A thriving working-waterfront heritage, including shrimping and stone crabbing, keeps the maritime tradition alive. Fresh seafood, Gulf breezes, and boating adventures are part of everyday life. Conveniently located off US 19, you’ll have easy access to shopping, dining, medical facilities, and everyday conveniences. Tampa International Airport is approximately an hour away, and Orlando’s world-famous theme parks are about 90 minutes from your doorstep—making travel and entertainment easily accessible. Whether you're searching for a weekend retreat, seasonal escape, or full-time waterfront residence, this home delivers the true Gulf Coast Boating Lifestyle—where your backyard is the water, your weekends are on the boat, and every sunset feels like a celebration. Schedule your private showing today and start living the boating life you’ve been dreaming about.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,004

Sqft

0.14 ac

Lot size

1

Garage

1970

Year built

One

Levels

$349

Per sqft

Private poolWaterfrontWater view

Inside

FlooringCeramic Tile
AppliancesRange
InteriorCeiling Fan(s) · Open Floorplan
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesWest
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2025)$2,188/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,558 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$182
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,558/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$182
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$218KedgeAI estimate $259,471 · range $227K$310K$364K

vs edgeAI estimate

+34.9%

$/sqft vs SEA RANCH ON GULF

$349 vs $301

Days on market

161 vs 42 typical

Where $349/sqft sits among the 30 homes for sale in SEA RANCH ON GULF

4
9
6
3 · this home
2
6
$207–243$243–278$278–314$314–350$350–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sea Ranch On The Gulf

Map of 13604 MARIA DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)54 min
Downtown Tampa58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Sea Ranch On The Gulf — neighborhood snapshot

Population

995

Median age

60

Median income

$69,375

Median home value

$267,400

Avg household

2

Households w/ children

10%

For the school run

Pasco County School District

HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

17 of 30

SEA RANCH ON GULF have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $29K
Feb 23, 2026Listed at $379,000 · 161 days on market since
1970Built · SEA RANCH ON GULF

Reality check

What actually sold near 13604 MARIA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13635 VERONICA DRIVESold · Feb ’26

$182,500

13635 VERONICA DRIVE · same community

2 bd · 2 ba · 1,076 sqft · $170/sqft · 3 DOM

6009 BEVERLY DRIVESold · Mar ’26

$300,000

6009 BEVERLY DRIVE · same community

2 bd · 1 ba · 918 sqft · $327/sqft · 102 DOM

6418 KATHLEEN DRIVESold · Sep ’25

$175,000

6418 KATHLEEN DRIVE · same community

1 bd · 1 ba · 1,106 sqft · $158/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13604 MARIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13604 MARIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13604 MARIA DRIVE FAQs

What would the monthly payment be for 13604 MARIA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,558/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13604 MARIA DRIVE?+

The most recent tax bill on record (2025) was $2,188. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hudson?+

At $350,000, this home is listed about 6% above the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13604 MARIA DRIVE?+

Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$350,000 runs 25% above the HUDSON 34667 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

161 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $379,000, now $350,000 — a $29K cut. The full history is in the market section below.

Listing courtesy of GULF COAST FISHING HOMES RLTY · GREG Klesius. MLS #W7883307.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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