2456 ECUADORIAN WAY UNIT 38, CLEARWATER, FL, 33763
Active160 days on marketListed Mar 2, 2026MLS #W7883507
About this home
2456 ECUADORIAN WAY UNIT 38
Yay! We have cleared probate and are ready to sell. 2 Bedroom/1 Bathroom Condo offered for Sale in On Top of the World. 1100sq.ft. 55+. Once you enter, you will notice this condo just feels good. Carpeted for comfort. The East-West exposures bathe the rooms in light. The Living/Dining Room combination allows for larger furniture pieces. Both Bedrooms are good sized & will easily accommodate Queen sized bed sets. Easy-care Luxury Vinyl Tiles are underfoot in the in the Kitchen & Florida Room. The expansive Florida Room is situated for more casual seating as well as less formal dining. It's perfect to use as an Office, Media or Craft room. Located conveniently on the 2nd floor just off the elevator. With a Back Door, you can easily bring in groceries or your laundry, which, by the way, is mere steps away. It's like having your own laundry room, yet no heat, lint or space lost! On Top of the World is a community that offers boundless activities and resort style amenities. The Condo is equipped with High-Speed Fiber-Optic Internet included in the monthly maintenance fee. A $150/mo. value! This condo is high & dry! Located in a non-flood zone and non-evacuation zone. Are you a new "Snowbird" looking to escape the northern winters? You can use this condo in the winter months, then rent it for the Summer to "pay for itself" until you make a full time move. There is no waiting time to rent! Most of the Furniture is included. This Clearwater location is perfect to use as "Home Base". Close to the Best Beaches in the Country! Excellent Shopping, Dining & superb Medical Facilities are nearby. There are Performing Arts Centers, Sports Venues, International & Regional Airports close by & a breeze to navigate to. Check out the small-town flavors of Dunedin, Safety and Palm Harbors. Tarpon Springs, St. Petersburg and Tampa are all an easy commute and are worthy daytrips. On Top of the World boasts 2 golf courses that are FREE for Owners to play. Play 9 holes on the short course or a full 18-hole round. The property has walking trails, Tennis and Pickleball courts, 2 Pools, a well-appointed gym, and clubs galore. Take the water aerobics, yoga or line dancing classes. Learn to play the Ukelele! This community is what you make of it. Bring your large dog, there is no size limit. There's even a Dog Park here. Come for a tour of this condo and the community and start living the Real Florida Lifestyle.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,100
Sqft
3.37 ac
Lot size
1972
Year built
One
Levels
$95
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$868 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$868/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.6%
$/sqft vs ON TOP OF THE WORLD
$95 vs $145
Days on market
160 vs 55 typical
Where $95/sqft sits among the 237 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $306K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
110 of 237
ON TOP OF THE WORLD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2456 ECUADORIAN WAY UNIT 38
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$108,000
2431 CANADIAN WAY UNIT 9 · same community
2 bd · 1 ba · 1,100 sqft · $98/sqft · 79 DOM
Sold · Dec ’25$175,000
2071 AUSTRALIA WAY W UNIT 9 · same community
2 bd · 2 ba · 1,100 sqft · $159/sqft · 98 DOM
Sold · Dec ’25$115,000
2358 ECUADORIAN WAY UNIT 56 · same community
2 bd · 2 ba · 1,100 sqft · $105/sqft · 412 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2456 ECUADORIAN WAY UNIT 38 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2456 ECUADORIAN WAY UNIT 38 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2456 ECUADORIAN WAY UNIT 38 FAQs
What would the monthly payment be for 2456 ECUADORIAN WAY UNIT 38?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $868/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2456 ECUADORIAN WAY UNIT 38?+
The most recent tax bill on record (2025) was $516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2456 ECUADORIAN WAY UNIT 38?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $105,000, this home is listed about 62% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2456 ECUADORIAN WAY UNIT 38?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33763 market on paper
$105,000 is 34% below the CLEARWATER 33763 median of $160,000, and at $95/sqft it sits under the Clearwater average of $275.
02Time on market is leverage
160 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $114,900, now $105,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP BEYOND · Kimberleigh Flynn. MLS #W7883507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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