14465 MIDDLE FAIRWAY DRIVE, SPRING HILL,, FL, 34609
Active155 days on marketListed Mar 5, 2026MLS #W7883534
About this home
14465 MIDDLE FAIRWAY DRIVE
One or more photo(s) has been virtually staged. Experience the best of maintenance-free Florida living in the highly sought-after gated golf course community of Silverthorn. Ideally situated just a short walk or golf cart ride from the community’s resort-style amenities, this beautifully updated 3-bedroom, 2-bath villa with a 2-car garage offers over 1,700 square feet of comfortable, move-in-ready living designed for everyday enjoyment. From the moment you step inside, you’ll appreciate the bright, open layout, desirable split-bedroom floor plan, seamless ceramic tile flooring, recessed lighting, and spacious living areas that make both entertaining and everyday life effortless. The kitchen features newer stainless steel appliances, while the oversized primary suite offers a peaceful retreat with dual vanities, generous closet space, and plenty of room to unwind. Enjoy peace of mind knowing the major updates have already been completed, including a newer roof, AC system, water heater, fresh interior and exterior paint, and tasteful cosmetic updates throughout, including a freshly painted guest bathroom. Simply move in and start enjoying everything this exceptional home has to offer. What truly sets this property apart is the lifestyle. Silverthorn is one of Hernando County’s premier gated communities, where beautifully maintained tree-lined streets, sidewalks, and lush landscaping create a neighborhood you’ll be proud to call home. Residents enjoy championship golf, tennis, pickleball, a resort-style pool, fitness center, clubhouse with dining, and an active social calendar that makes it easy to connect with neighbors and enjoy the Florida lifestyle year-round. The HOA provides exceptional value by covering cable, high-speed internet, lawn maintenance, mowing, edging, fertilizing, irrigation maintenance, and exterior painting—giving you more time to enjoy life and less time worrying about home maintenance. Whether you’re looking for a full-time residence or a lock-and-leave seasonal retreat, this home offers the perfect balance of comfort, convenience, and carefree living. Conveniently located just minutes from the Suncoast Parkway, you’ll enjoy easy access to Tampa, Tampa International Airport, shopping, dining, medical facilities, and Florida’s beautiful Gulf Coast while still coming home to the peace and tranquility of one of the area’s most desirable communities. This isn’t just a home, it’s an opportunity to embrace the low-maintenance, resort-style Florida lifestyle you’ve been waiting for. With major updates already completed, an unbeatable location within the community, and incredible amenities just moments away, all that’s missing is you.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,731
Sqft
0.1 ac
Lot size
2
Garage
1999
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,693 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,693/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
Days on market
155 vs 149 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silverthorn
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill,. See the full Spring Hill, guide →
Silverthorn — neighborhood snapshot
Population
1,284
Median age
62
Median income
$61,250
Median home value
$361,600
Avg household
2
Households w/ children
148
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill, market
This home is listed 13% below the SPRING HILL, 34609 median. See the full Spring Hill, market guide →
Paper trail
This home's history
Reality check
What actually sold near 14465 MIDDLE FAIRWAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$330,000
4444 GOLF CLUB LANE · same community
2 bd · 2 ba · 1,720 sqft · $192/sqft · 13 DOM
Sold · Nov ’25$282,000
4201 SILVER BERRY COURT · same community
3 bd · 2 ba · 2,016 sqft · $140/sqft · 314 DOM
Sold · Oct ’25$372,000
5689 LEGEND HILLS LANE · same community
3 bd · 2 ba · 2,212 sqft · $168/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14465 MIDDLE FAIRWAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14465 MIDDLE FAIRWAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14465 MIDDLE FAIRWAY DRIVE FAQs
What would the monthly payment be for 14465 MIDDLE FAIRWAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,693/mo — principal and interest, the actual property-tax bill, the $336/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14465 MIDDLE FAIRWAY DRIVE?+
The association fee works out to $336 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14465 MIDDLE FAIRWAY DRIVE?+
The most recent tax bill on record (2025) was $3,965. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14465 MIDDLE FAIRWAY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill,?+
At $295,000, this home is priced right at the Spring Hill, median.
Which schools are assigned to 14465 MIDDLE FAIRWAY DRIVE?+
West Hernando Middle School (middle), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S TRUST REALTY · Stella Bella Bella, PA. MLS #W7883534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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