10378 SW 96TH LOOP, OCALA, FL, 34481
Active72 days on marketListed May 22, 2026MLS #W7885882
About this home
10378 SW 96TH LOOP
Welcome to luxury, comfort, and peace of mind in the highly desirable Longleaf Ridge neighborhood of On Top of the World! Built in 2022, this meticulously maintained 2-bedroom, 2-bath concrete block home offers an impressive 1,983 square feet of thoughtfully upgraded living space on a quiet corner lot in one of Ocala’s most sought-after active adult communities. From the moment you arrive, you’ll notice the attention to detail — from the paver driveway and walkways to the premium gutters, vinyl fencing with dual gates, and welcoming front entry. Designed for both comfort and efficiency, this home features concrete block construction filled with foam insulation for superior sound reduction and energy savings, plus a hurricane-strength insulated garage door recently serviced with new rollers in 2026. The garage itself is fully equipped with insulated ceilings, a powered roll-up screen with remotes, built-in workbench, and smart functionality compatibility. Inside, the home showcases elegant plantation shutters throughout, 9-foot doors and entryways, all-wood cabinetry with soft-close drawers, pull-out shelving, built-in dividers, Lazy Susan storage, and a gourmet kitchen complete with Whirlpool stainless steel appliances, gas stovetop, double-door pantry, and abundant storage. The spacious primary suite features a large walk-in shower, double vanities, comfort-height toilets, 36-inch bathroom cabinets, and a custom Closet by Design system. Master bedroom has added bonus; access to the laundry room via a second door for convenience. Home features crown molding and rounded corners on walls. Enjoy year-round outdoor living on the private lanai featuring dual DC-controlled remote ceiling fans, electric awnings with automatic wind sensors, and a concrete privacy wall. Additional thoughtful upgrades include a gas water heater, heat pump HVAC system, internet WiFi integration throughout the home, hose bibs and electrical receptacles on both sides of the property, utility room cabinetry with oversized sink, and quarterly pest protection by Massey Services with in-ground tube treatment system. The HOA offers exceptional value and convenience, including exterior painting, roof replacement every 7 years, trash pickup, cable, and internet — making this truly low-maintenance living at its finest. Even better, the community mailboxes are conveniently located directly across the street. This beautifully upgraded home combines modern efficiency, quality craftsmanship, and resort-style living in one exceptional package. Don’t miss your opportunity to own a move-in ready gem in Longleaf Ridge!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,983
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,441 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,441/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.2%
$/sqft vs Ocala actives
$187 vs $184
Days on market
72 vs 43 typical
Where $187/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10378 SW 96TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$369,900
9211 SW 104TH TERRACE · same community
2 bd · 2 ba · 2,019 sqft · $183/sqft · 29 DOM
Sold · Oct ’25$463,000
9948 SW 106 CIRCLE · same community
3 bd · 3 ba · 2,211 sqft · $209/sqft · 0 DOM
Sold · Sep ’25$696,800
10547 SW 96TH · same community
3 bd · 3 ba · 2,513 sqft · $277/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10378 SW 96TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10378 SW 96TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10378 SW 96TH LOOP FAQs
What would the monthly payment be for 10378 SW 96TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,441/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10378 SW 96TH LOOP?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10378 SW 96TH LOOP?+
The most recent tax bill on record (2025) was $5,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10378 SW 96TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $370,900, this home is listed about 24% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10378 SW 96TH LOOP?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY LLC · Victoria Perez. MLS #W7885882.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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