22623 CLIFFSIDE WAY, LAND O LAKES, FL, 34639
Pending52 days on marketListed Jun 19, 2026MLS #W7886910
About this home
22623 CLIFFSIDE WAY
Short Sale. Welcome to this spacious 4-bedroom, 3-bathroom pool home located within the gated community of Valencia Gardens in Land O' Lakes. Situated on a 0.25-acre homesite, this two-story residence offers over 3,000 square feet of living space with a versatile layout designed for today's lifestyle.All four bedrooms are conveniently located on the main floor, while the expansive upstairs bonus room provides the perfect space for a home theater, game room, office, or additional living area. The kitchen features granite countertops, stainless steel appliances, ample cabinet space, and overlooks the main living areas, making it ideal for both everyday living and entertaining. Step outside to your private backyard retreat featuring a screened pool enclosure, saltwater pool, and vinyl fencing for added privacy. Whether hosting gatherings or enjoying a quiet evening at home, this outdoor space is designed to be enjoyed year-round. Additional features include a 3-car garage, with one bay currently configured as a home gym, smart WiFi-connected irrigation, and a roof replaced in 2022. The community's lakes are now approved for fishing, adding another recreational amenity to this neighborhood. Conveniently located near shopping, dining, schools, and major commuter routes, this home offers the space, privacy, and flexibility you've been looking for.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,078
Sqft
0.25 ac
Lot size
3
Garage
2002
Year built
Two
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,535 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,535/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27%
Days on market
52 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 22623 CLIFFSIDE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22623 CLIFFSIDE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
22623 CLIFFSIDE WAY FAQs
What would the monthly payment be for 22623 CLIFFSIDE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,535/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 22623 CLIFFSIDE WAY?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 22623 CLIFFSIDE WAY?+
The most recent tax bill on record (2025) was $9,214. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 22623 CLIFFSIDE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $560,000, this home is listed about 33% above the Land O Lakes median of $422,500. The market section on this page shows how the area is trending.
Which schools are assigned to 22623 CLIFFSIDE WAY?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$560,000 runs 44% above the LAND O LAKES 34639 median — but at 3,078 sqft it's also 50% larger than the typical Land O Lakes listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FLORIDAS A TEAM REALTY · Yamilette Colon Laremont. MLS #W7886910.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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