18208 STATE ROAD 52, LAND O LAKES, FL, 34638
Pending51 days on marketListed Jun 22, 2026MLS #W7886931
About this home
18208 STATE ROAD 52
Completely renovated lakefront retreat on a private 0.84-acre property in growing Land O’ Lakes! This stunning 3-bedroom, 2-bath home combines modern upgrades with peaceful waterfront living. LOW taxes! Step inside to an open and inviting layout featuring soaring high ceilings in the living room, and a cozy wood-burning fireplace as the focal point of the space. The chef’s kitchen is designed for both everyday living and entertaining, featuring beautiful 41-inch wood cabinetry with abundant storage, elegant quartz countertops, recessed lighting, and new stainless-steel appliances. Additional upgrades include a whole-house water filtration and softener system, a separate laundry room with yard access that functions perfectly as a mudroom, and a finished open porch where you can enjoy lake views and Florida sunsets. Major recent improvements provide peace of mind, including a brand-new 2026 roof with a 25-year warranty, brand-new 2026 water heater, and a new electric & impact garage door with windows, allowing the light to flow through, A/C 2022. The expansive 0.84-acre lakefront lot creates endless possibilities—design your dream outdoor oasis with a pool, fencing, build a detached workshop or additional garage space (subject to local approvals), create a garden retreat, add recreational space for boats or toys, or simply enjoy the privacy and serenity of your own waterfront escape. A rare opportunity to enjoy updated living with room to grow in one of Land O’ Lakes’ expanding areas. Close to all shopping, the new Moffitt Cancer Center, restaurants, Publix, the Veterans Expressway, US-41, and much more!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,272
Sqft
0.84 ac
Lot size
1
Garage
1984
Year built
One
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,756 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,756/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+61.9%
$/sqft vs NONE
$295 vs $335
Days on market
51 vs 44 typical
Where $295/sqft sits among the 275 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
102 of 275
NONE have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 18208 STATE ROAD 52
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$450,000
8225 WAKEFORD ROAD · same community
3 bd · 2.5 ba · 1,339 sqft · $336/sqft · 10 DOM
Sold · Dec ’25$185,000
18350 NE 19TH COURT · same community
3 bd · 2 ba · 1,434 sqft · $129/sqft · 3 DOM
Sold · Jan ’26$295,000
404 S BLUE LAKE AVENUE · same community
3 bd · 2 ba · 1,465 sqft · $201/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18208 STATE ROAD 52 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18208 STATE ROAD 52 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18208 STATE ROAD 52 FAQs
What would the monthly payment be for 18208 STATE ROAD 52?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,756/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18208 STATE ROAD 52?+
The most recent tax bill on record (2025) was $2,674. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Land O Lakes?+
At $375,000, this home is listed about 12% below the Land O Lakes median of $423,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18208 STATE ROAD 52?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Nydia Roman. MLS #W7886931.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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