CENTURY 21 Edge
$295,0002 bd2 ba1,225 sqft$241 /sqft$2,172 /mo all-in ↓

8178 ENGLISH ELM CIRCLE, SPRING HILL, FL, 34606

Active8 days on marketListed Jul 30, 2026MLS #W7888103

Private poolFully furnishedSingle Family ResidenceFOREST OAKS UNIT 1

About this home

8178 ENGLISH ELM CIRCLE

Virtually Staged. Beautifully updated and thoughtfully maintained, this inviting 2-bedroom, 2-bath pool home sits on a 9,583 sq ft lot and combines modern updates with comfortable everyday living. Recent improvements include a new roof (2025), new water heater, new A/C (2021), completely remodeled kitchen (2022), fully renovated primary bathroom (2024), all new lanai screens (2025), and a privacy fence, giving buyers peace of mind for years to come. Timeless curb appeal welcomes you with floor-to-ceiling stone accents, a covered front entry, and a spacious two-car garage. Inside, the foyer features barn style closet doors and opens into a bright, open living room where vaulted ceilings, engineered hardwood flooring, and large front-facing windows  create an airy atmosphere.  At the heart of the home is the beautifully remodeled kitchen, designed for both style and function. It features engineered hardwood flooring, white shaker cabinetry, both granite and wood countertops, stainless steel appliances, and living room where vaulted ceilings, engineered hardwood flooring, and large front-facing windows create an airy atmosphere. At the heart of the home is the beautifully remodeled kitchen, designed for both style and function. It features engineered hardwood flooring, white shaker cabinetry, both granite and wood countertops, stainless steel appliances, and breakfast bar seating, while a coffee bar beneath a sunny bay window adds charm and additional workspace. The open layout keeps the kitchen connected to both the dining and living areas, making it ideal for entertaining or everyday life. The adjoining dining area continues the open-concept design beneath the vaulted ceiling. It is highlighted by a decorative pendant light and French doors that lead directly to the screened lanai, creating an effortless connection between indoor and outdoor living. Privately situated on its own side of the home, the primary suite offers ceramic tile flooring, a ceiling fan, a walk-in closet with frosted glass doors, and direct access to the pool through sliding glass doors. The renovated en-suite bathroom features a gray shaker vanity with a cultured marble countertop, wood-look tile flooring, a beautifully tiled walk-in shower with decorative accents and privacy wall in lieu of an enclosure, and a dressing area with open shelving for added storage. The secondary bedroom provides comfortable accommodations for family or guests with ceramic tile flooring, built in closet, a ceiling fan, and a large window overlooking the backyard. An updated guest bathroom features a marble-look tiled tub/shower combination, a modern vanity, and contemporary finishes. Completing the interior is a dedicated laundry room with overhead cabinetry, a utility sink, washer and dryer hookups, and convenient access to the garage. Step outside to your own private backyard retreat. The expansive covered, screened lanai features a white paneled ceiling, a ceiling fan, and generous space for outdoor dining and relaxation while overlooking the sparkling freeform in-ground pool. Surrounded by a full screen enclosure and complemented by a fully fenced backyard with additional green space for pets, gardening, or play, this outdoor setting is designed for year-round enjoyment. Well-positioned corner lot provides extra space and an open neighborhood setting. Combining extensive updates, an open floor plan, and exceptional outdoor living, this move-in-ready home is ready to be enjoyed from day one.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,225

Sqft

0.22 ac

Lot size

2

Garage

1987

Year built

One

Levels

$241

Per sqft

Private poolPool viewFurnished

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Electric Water Heater · Microwave · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Other · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedFurnished

Outside & construction

RoofOther
ConstructionConcrete · Stucco
FoundationOther
ViewPool
FacesSouth
ParkingGarage Door Opener
ExteriorRain Gutters

Community & fees

Taxes (2025)$1,738/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$145
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate6.00%
Loan term

Estimated payment

$2,172/mo

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$145
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$245KedgeAI estimate $296,521 · range $255K$351K$365K

vs edgeAI estimate

−0.5%

$/sqft vs Spring Hill actives

$241 vs $193

Days on market

8 vs 41 typical

Where $241/sqft sits among the 400 Spring Hill actives

84
89
102
57
37 · this home
31
$148–167$167–187$187–207$207–227$227–247$247+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Forest Oaks

Map of 8178 ENGLISH ELM CIRCLE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)63 min
Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

Forest Oaks — neighborhood snapshot

Population

1,475

Median age

44

Median income

$59,744

Median home value

$211,868

Avg household

2

Households w/ children

212

For the school run

Hernando County School District

ElementaryDeltona Elementary School★★★★
MiddleFox Chapel Middle School★★★★
HighCentral High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$320K$325K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

215 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the SPRING HILL 34606 median. See the full Spring Hill market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $295,000 · 8 days on market since
1987Built · FOREST OAKS UNIT 1

Reality check

What actually sold near 8178 ENGLISH ELM CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2377 GIOVANNI AVENUESold · May ’26

$151,000

2377 GIOVANNI AVENUE

2 bd · 2 ba · 1,284 sqft · $118/sqft · 7 DOM

2255 ANCHO AVENUESold · Jan ’26

$150,000

2255 ANCHO AVENUE

2 bd · 2 ba · 1,125 sqft · $133/sqft · 10 DOM

2396 GALAHAD AVENUESold · Apr ’26

$270,000

2396 GALAHAD AVENUE

2 bd · 2 ba · 1,350 sqft · $200/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8178 ENGLISH ELM CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8178 ENGLISH ELM CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8178 ENGLISH ELM CIRCLE FAQs

What would the monthly payment be for 8178 ENGLISH ELM CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,172/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8178 ENGLISH ELM CIRCLE?+

The most recent tax bill on record (2025) was $1,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $295,000, this home is listed about 13% below the Spring Hill median of $339,950. The market section on this page shows how the area is trending.

Which schools are assigned to 8178 ENGLISH ELM CIRCLE?+

Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Central High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REMAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7888103.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8178 ENGLISH ELM CIRCLE, SPRING HILL, FL — 2 Bed, 2 Bath — $295,000 | CENTURY 21 Edge