CENTURY 21 Edge
$299,9003 bd3 ba2,177 sqft$138 /sqft$2,346 /mo all-in ↓

4045 HANGING MOSS LOOP, SPRING HILL, FL, 34609

Active1 days on marketListed Aug 8, 2026MLS #W7888402

Priced 12% below the Spring Hill medianSingle Family ResidencePRISTINE PLACE PH 5

About this home

4045 HANGING MOSS LOOP

Welcome to 4045 Hanging Moss Loop, located in the well established gated community of Pristine Place. This spacious 3/3/2 offers 2,177 square feet of living space and sits on a generous 0.4 acre lot. The floor plan provides plenty of room for comfortable living and entertaining, with a fireplace in the living room adding warmth and character to the home. The functional layout features formal living room, dining room, additional living room, open kitchen and a split bedroom design. Pristine Place offers residents a variety of amenities, including a community pool, clubhouse, fitness center, playground, and gated entrances. Conveniently located across the street from a middle school and less than a mile from the Suncoast Pkwy, this home provides an excellent opportunity to make the space your own and create a home tailored to your style and preferences. This property has a repaired sinkhole - available reports attached.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,177

Sqft

0.37 ac

Lot size

2

Garage

2005

Year built

One

Levels

$138

Per sqft

FireplacePets allowed

Inside

FlooringOther
AppliancesNone
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouth
ExteriorSidewalk

Community & fees

HOA fee$83/mo
Taxes (2025)$2,460/yr
PetsYes
CommunityClubhouse · Gated Community - No Guard · Playground

Utilities & systems

UtilitiesCable Available · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,346 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$205
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,346/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$205
HOA / condo fee$83
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $524,323 · range $356K$907K$943K

vs edgeAI estimate

−42.8%

$/sqft vs Spring Hill actives

$138 vs $193

Days on market

1 vs 42 typical

Where $138/sqft sits among the 400 Spring Hill actives

61 · this home
103
103
66
35
32
$138–161$161–185$185–208$208–231$231–255$255+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 4045 HANGING MOSS LOOP

Drive times from this address

Tampa Int’l Airport (TPA)52 min
Downtown Tampa55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$320K$315K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

218 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the Spring Hill median. See the full Spring Hill market guide →

Paper trail

This home's history

Aug 8, 2026Listed at $299,900 · 1 days on market since
2005Built · PRISTINE PLACE PH 5

Reality check

What actually sold near 4045 HANGING MOSS LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13339 NEWCASTLE AVENUESold · Nov ’25

$460,000

13339 NEWCASTLE AVENUE · same community

3 bd · 2 ba · 2,160 sqft · $213/sqft · 5 DOM

3456 HANGING MOSS LOOPSold · Mar ’26

$465,000

3456 HANGING MOSS LOOP · same community

4 bd · 3 ba · 2,584 sqft · $180/sqft · 167 DOM

3464 MISTY VIEW DRIVESold · Apr ’26

$515,000

3464 MISTY VIEW DRIVE · same community

4 bd · 3 ba · 2,833 sqft · $182/sqft · 284 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 4045 HANGING MOSS LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4045 HANGING MOSS LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4045 HANGING MOSS LOOP FAQs

What would the monthly payment be for 4045 HANGING MOSS LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,346/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4045 HANGING MOSS LOOP?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4045 HANGING MOSS LOOP?+

The most recent tax bill on record (2025) was $2,460. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4045 HANGING MOSS LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $299,900, this home is listed about 12% below the Spring Hill median of $340,000. The market section on this page shows how the area is trending.

Listing courtesy of REALTY EXECUTIVES AMERICA INC · Daniel Maracich. MLS #W7888402.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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